Western Alliance Insurance
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Western Alliance Insurance
Great service with excellent savings is what Smart Buy Insurance Center provides California residents. Our team of agents and brokers specialize in auto, home, business and specialty insurance coverage for individuals and families. Get great deals from our insurance agency located in Oxnard, California.

Smart Buy Insurance Center offers substantial discounts to our customers who combine their auto and home insurance policies. Our insurance agency has more than 20 years of experience in finding the best deals for your special needs. Our family operated insurance agency offers a father-son team that has worked in the community for more than 60 years combined.
Services
Find the perfect auto insurance and home insurance policies from Smart Buy Insurance Center in Oxnard, California. We have policies for everyone of all ages and occupations. Using advanced technology, we provide our local customers with great, personalized services at great prices. We offer personal auto insurance policies at the best rate to fit your need.
Did you know that most condo associations provide limited property and liability coverage? Many people think they are fully covered through their condo association, but those insurance policies are usually very basic with many exclusions, and exclusions can leave you vulnerable do disaster. This is why Smart Buy Insurance Center is happy to customize your condo owners policy!
Reviews (8)
Julie Z.
Julie Z.
Jan 09, 2019
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I have been going through smart buy/Ramirez ins for 15+ years. Chris always goes above and beyond to help me with all my auto insurance needs. Everyone in the office is super helpful!
Julie Z.
Julie Z.
Jan 09, 2019
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I have been going through smart buy/Ramirez ins for 15+ years. Chris always goes above and beyond to help me with all my auto insurance needs. Everyone in the office is super helpful!
Nancy B.
Nancy B.
Jun 23, 2017
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Best insurance agents around, hands down! They provided me with a pamphlet that lists everything you need to do in case of an accident. I was hit from behind a month ago and was frantic, trying to remember what to do. Then low and behold I find my pamphlet next to my insurance info in my glove compartment box. I was reminded of how helpful these guys have been since day one. Thank you guys!
Nancy B.
Nancy B.
Jun 23, 2017
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Best insurance agents around, hands down! They provided me with a pamphlet that lists everything you need to do in case of an accident. I was hit from behind a month ago and was frantic, trying to remember what to do. Then low and behold I find my pamphlet next to my insurance info in my glove compartment box. I was reminded of how helpful these guys have been since day one. Thank you guys!
Cris R.
Cris R.
Dec 06, 2014
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Amazing & superb service. I get treated like family every single time I go in there. They are honest, friendly, informative, and always willing to explain things in a way I can understand. My parents speak Spanish only, so the fact that they are bilingual is a big plus.
Cris R.
Cris R.
Dec 06, 2014
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Amazing & superb service. I get treated like family every single time I go in there. They are honest, friendly, informative, and always willing to explain things in a way I can understand. My parents speak Spanish only, so the fact that they are bilingual is a big plus.
Nancy R.
Nancy R.
Sep 02, 2013
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I've been with this agent for about 10 years know. Their service is as good as it gets. They go above and beyond to make sure I am satisfied and that I understand the contracts. I have referred several friends and family members and they all agree the service is phenomenal. Christopher and Arthur Ramirez treat us like family. They also speak Spanish which comes in handy with some of my family members. Call them for a quote today, you won't regret it!
Nancy R.
Nancy R.
Sep 02, 2013
Report
I've been with this agent for about 10 years know. Their service is as good as it gets. They go above and beyond to make sure I am satisfied and that I understand the contracts. I have referred several friends and family members and they all agree the service is phenomenal. Christopher and Arthur Ramirez treat us like family. They also speak Spanish which comes in handy with some of my family members. Call them for a quote today, you won't regret it!