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As the third-party administrator for the Missouri Voluntary Life Insurance Contractor (MoVLIC), McDaniel Hazley Group (MHG) works with State Departments, Commissions and Agencies offering Allstate's Universal Life Insurance (Allstate Workplace Division1) statewide. Allstate Workplace Division1 universal life program is available to all State of Missouri employees and made available to employees in other Missouri public entities.

For more information regarding the contingent guaranteed issue universal life product, contact us. A universal life plan builds fund value while providing flexible life insurance coverage to meet your changing needs. Premium payments are adjustable, as is the amount of insurance coverage you select.
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A universal life plan builds fund value while providing flexible life insurance coverage to meet your changing needs. Premium payments are adjustable, as is the amount of insurance coverage you select. Fund value accumulations are tax-deferred and earn a competitive rate of interest. Cost of insurance charges and expense charges are deducted each month.
As long as you are an active employee working at least 20 hours per week at the time of enrollment, you are eligible to apply for coverage. You can apply for coverage for your spouse, children and grandchildren even if you don't purchase coverage for your own life. Physical exams are not required for yourself or any family members under the normal underwriting guidelines.
The application form has you list the name and relationship of the person you select as your beneficiary. You may change your beneficiary as often as you would like, provided you have not named an irrevocable beneficiary. No, the benefits available through Allstate are voluntary permanent policies that you own.
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