Family Financial Services
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At Family Financial Services, we specialize in customer service. We help Individuals and Companies with health insurance, life insurance, Medicare supplements, long-term care, and retirement plans such as 401K, SEP IRA, 403B, Traditional IRA, Roth IRA, and rollovers. We have some of the most competitive interest rates on Annuities in Texas.

We are here for the people who prefer a personal touch and want to avoid the Internet maze. We have provided personalized agent services to the greater Waco area since 1993. Our clientele includes businesses and individuals. We also have specific plans for families and seniors.
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Then if there was a way to avoid taxes and stop throwing money away, at what time would you like to stop throwing it away, today or tomorrow? Fixed Annuities earn a guaranteed rate of interest for a specific time period, such as one, three, five or ten years. This makes a good substitute for CDs only with more flexibility and benefits as seen below.
Bonus annuities simply put, is a percentage of the amount you put into the annuity. Say you deposit $100,000 in an annuity and the insurance company is paying a 10% bonus. You would now earn interest on $110,000 that is a bonus of $10,000 plus the declared interest rate the insurance company is paying that year.
Well you can have both with an Equity Indexed Annuity (EIA). That's right if the market goes up so does your account, if the market goes down your account stays the same or you receive the minimum rate of return stated in the contract. You are linked to the market, but you are not in the market. So if you're tired of losing money in the market and don't want to take chances anymore.
Health insurance is a vital part of your full planning picture. Without it your safety and the safety of your family is jeopardized; most qualified heath care providers will not treat you without health insurance. As we all know, health care is very costly; a prolonged illness or serious injury can easily bankrupt a family without insurance.
Group Health insurance is similar in form to individual health insurance. The primary differences are the conditions under which a person may apply and the requirements for acceptance. Before applying through a group a person must satisfy the waiting periods and employment requirements of the group.
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