Heritage Reverse Mortgage
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Heritage Reverse Mortgage
A Reverse Mortgage allows you to borrow against a portion of the equity in your home to receive monthly payments. The money used is then deducted from the value of your home. Heritage Reverse Mortgage helps the people of St. George and all across Utah enhance their retirement through reverse mortgages.

At Heritage Reverse Mortgage, we will work closely with you to make sure we clearly answer any questions you have and explain the process so you fully understand it. At Heritage Reverse Mortgage, we will provide excellent service at a fair price. Our honest and reliable team will provide the best experience during your reverse mortgage process.
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About us: At Heritage, our mortgage background is vast and extensive. We've worked with most loan products out there. Also, after years of experience, we've learned that by specializing in just a few products. We can greatly enhance the service we provide for our clients. In addition, we pride ourselves in saying that we specialize in HECM Reverse Mortgages.
Trevor began doing Mortgages in 2006. Having successfully weathered the Mortgage meltdown and Great Recession, Trevor is a true veteran of the Mortgage Industry. He specializes in HECM Reverse Mortgages for people looking to purchase or refinance a home. Kennon has been in the mortgage industry for 8 years now.
Heritage Reverse Mortgage is a Specialized Lender focused on HECM Reverse Mortgages. Our desire is to help as many people as possible entering retirement age to live better in their later years. With a Reverse Mortgage our clients have greater financial freedom and less stress so they can enjoy every day to the fullest without worrying about the difficulties of a fixed income.
In Utah, a Reverse Mortgage, also known as a Home Equity Conversion Mortgage (HECM), allows the Utah homebuyer to purchase a home with a partial down payment but enjoy all the benefits of living in the home free and clear. A HECM Reverse Mortgage is insured by the Federal Government of the United States.
Are you looking for a rewarding new career or to advance your career by aligning with the right company? Heritage Reverse Morgage can be that for you! No amount of success is ever worth the sacrifice of integrity. Our client's needs always come first and we do all in our power to leave people much better than who they were when they come to us.
Reviews (15)
Skylar Stubbs
Skylar Stubbs
Dec 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Very great experience with Heritage! Very prompt and professional service. Blake and Kennon took great care of us and helped us get into a new home without any hiccups. Highly recommend!
Lorrie Belcher
Lorrie Belcher
Oct 24, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Paper work was easy. Time from start to finish was very fast. Evan with whom we worked was wonderful
Nick Muscari
Nick Muscari
Oct 19, 2021
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Positive: Professionalism
They were very professional and helpful in the entire time it took.
Lauri Wootton
Lauri Wootton
Aug 29, 2021
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I have nothing but good things to say about
my experience with Trevor Carlson and his
team at Heritage. My situation turned out to
be somewhat complicated but he was diligent
in working through the process. Trevor was
always available or quick to return my calls.
I appreciate everything Trevor did for me and
am glad to report we had a great outcome!
Rebecca Vaughan
Rebecca Vaughan
Aug 24, 2021
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Positive: Professionalism, Responsiveness
Very helpful through the complete process. Always willing to answer any questions we had.
Gwen Gaustad
Gwen Gaustad
Nov 04, 2020
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Heritage Reverse Mortgage: They were very easy to work with and they kept me inform on what was happening and what other information they needed from me to make my experience a success. I would recommend this company to anyone looking for a reputable reverse mortgage company.
Paul Robert Olsen
Paul Robert Olsen
Oct 28, 2020
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Ryan worked so well in explaining the benefits and options on a REFI of my reverse mortgage that it was an easy decision. The detail and follow-up by both Ryan and Nealani was fantastic. Closed in very reasonable time and everything was delivered as promised by Heritage. I reccommend them in a heartbeat!
Jerry Osmus
Jerry Osmus
Oct 27, 2020
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The whole crew at Heritage Mortgage are the best staff I have ever worked with,they truly make the process easy, Trevor Carlson and Nealani, made the experience very enjoyable,I would highly recommend them.
Alice Harrison
Alice Harrison
Sep 20, 2020
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I loved how they kept me informed about where we were with the loan at least weekly. If I needed to do anything they got ahold of me and tried to assist me with anything I was having problems with . The guy in charge seemed to know exactly what he was doing and he just did it. The lady that was in charge of our account was the best we have ever had. I would go back to them in a heart beat.
Glen Harris
Glen Harris
Jul 11, 2020
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Trevor sent out the best mailer ever. We had to contact him. He had us read him a few numbers on our monthly reverse mortgage statement. Yes it was our second. Having done the first reverse mortgage 18 months prior and wondering if we could refinance due to interest rates dropping, along came the knight in white armor (I say white because he is totally truthful and trustworthy). He lowered our interest rate and increased our line of Credit by Thousands of dollars. If you're looking, do something good for yourself - CALL TREVOR
Jack Strock
Jack Strock
May 09, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Trevor was very good about answering all of our questions which helped alleviate all of our fears of this process. We trusted him much more than the others we had spoken with so we went for it. And we're glad we did.
Sue Ashton Snarr
Sue Ashton Snarr
Jul 19, 2019
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Trevor and his crew were incredible in helping us get our reverse mortgage. We would recommend Heritage highly to anyone considering a reverse mortgage.
Connie Sutton
Connie Sutton
Mar 23, 2019
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Trevor helped my sister in buying a house in Las Vegas. She was so appreciative of his knowledge, And ability to explain every step that was needed to complete the sale. Thank You Trevor!
George Krismanits
George Krismanits
Mar 20, 2019
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Applying for a mortgage is extremely stressful at the very least. Trevor and Kennon at Heritage made the process so easy, we could not be more grateful. They asked for a few basic documents from us (w-2, tax returns, employer records etc) and took care of all the rest. Found a lender, dealt with the seller, did all the paperwork and arranged the… appraisal. Ours was a VA loan, which is more involved than a general loan because of all the extra government requirements. The whole process took less than 30 days and we closed without any problems. We are still in awe as to how easy it was for
Jennifer Davis
Jennifer Davis
Oct 24, 2018
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We refer Trevor to all of our clients that would like a reverse mortgage. He has always had stellar customer service and is very attentive to all of our clients needs. Trevor is our "Reverse Mortgage Guy"! 😀