Kentucky Insurance & Investment Group is an independent agency in Lexington, KY with the customer in mind. We have relationships with dozens of insurance companies, allowing our agents shop a network of trusted insurance providers on your behalf. We help you select the right policy for a price well within your budget.
We take pride in our careful evaluations of your unique needs in order to find the most suitable policies, taking the hassle out of buying insurance. Whether you have the ideal history that preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you.
We take pride in our careful evaluations of your unique needs in order to find the most suitable policies, taking the hassle out of buying insurance. Whether you have the ideal history that preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you.
Services
What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
There are many forms of insurance. Some, like car insurance, only provide a benefit to the few people who have a costly accident. Some, like life insurance, typically don't provide a benefit for many years. Some, like medical or health insurance, provide immediate benefits, but can be very costly. Dental insurance is rather unique.
There's something you should know: Flood losses are not covered by your homeowners insurance policy. Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding? Option 1: Hope that you'll receive Federal disaster relief if a flood hits.
What kinds of health insurance are there? There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental coverage. These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
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