White Pine Investments
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Our name, White Pine Investments, reflects our investment philosophy of patience, optimism, hard work and trust in long-term growth. As one of the tallest species of tree in the US, the White Pine starts as a seedling and rises to be the dominant tree in many of our landscapes. The metaphor for the growth of our assets is appropriate, as we have successfully guided clients toward their long-term goals.

The peace of mind we give clients comes from our emphasis on a "value-driven, disciplined approach." This means paying strict attention to fundamental analysis of financial data as well as remaining objective and diminishing the emotional influence to which many investors succumb. Reducing risk is just as important as seeking return.
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Andrew Kustas, CMFC earned his BA in Mathematics from the University of Rochester in Rochester, NY, in 1991. In 1993, he graduated from Wake Forest University in Winston-Salem, NC, with an MA also in theoretical mathematics. His interest was in mathematical models specifically relating to economic and statistical applications.
White Pine Investments offers three main disciplines of portfolio management: an equity portfolio, a fixed income portfolio, and a balanced portfolio. As investors, most clients' needs and goals are met through a balance of ownership in both stocks and bonds. There is not only one balanced portfolio, however.
High quality loans backed by mortgage collateral and US Government payments represent a good portion of our investments. We take the time to sift through thousands of offerings, and invest in securities that provide excellent risk-adjusted returns. Depending on the investment vehicle, we find principle and interest, principle-only, or interest-only securities that serve as a hedge to more traditional fixed income securities.
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