Raymond & Raymond
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Raymond & Raymond
Bankruptcy is not the end, it is a new beginning for you and your finances. If you have found yourself in a bad financial situation, whether it's from student loans, credit card debt, or other financial hardships, it is time to call the legal team you can trust. Loan modification allows you to adjust many factors in your mortgage that lets you work with your lenders to find a more affordable payment plan.

The bankruptcy law firm of Raymond and Raymond is located in East Orange, NJ, near Newark, Orange, Irvington, and Hillside. Clients can also schedule to meet with a bankruptcy lawyer in our Elizabeth, New Jersey office, near Linden and Roselle. We are a debt relief agency as defined by the Bankruptcy Code; we help people file bankruptcy under the Bankruptcy Code.
Services
The Law Office of Raymond and Raymond is a low cost bankruptcy law firm that focuses on the client. With nearly 40 years of combined experience, the Law Firm of Raymond and Raymond will provide you with top notch bankruptcy legal advice. Raymond and Raymond is one of a few law firms in New Jersey that accepts Chapter 13 bankruptcy cases for no upfront legal fee in most cases.
Chapter 13 bankruptcy lets you reorganize your finances and allows you to set up a plan to pay some or all of your unsecured debts while keeping your assets, such as your home and car. If you are behind on your mortgage payments or already in foreclosure, this can give you the ability to catch up on your past due payments.
Completing a Chapter 7 bankruptcy releases all of your debts except for student loans and child support payments. This lets you get a fresh start without collectors harassing you and garnishments eating away at your hard-earned pay check. Arrangements can often be made to let you keep your assets, such as your home or car.
Chapter 7 bankruptcies are filed for a standard amount of $1,250.00 in most cases, which includes all costs and fees. Payment plans are available to help make the process of filing and proceeding through a bankruptcy as easy as it can be. Call today for your FREE initial consultation and find out if Chapter 7 bankruptcy is right for you and your financial situation.
Pursuant to the Bankruptcy Reform Act of 1994, the Office of the United States Trustee, United States Department of Justice, has prepared this information sheet to help you understand some of the possible consequences of filing a bankruptcy petition under chapter 7 of the Bankruptcy Code. This information is intended to make you aware of.
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