Located in West Palm Beach, Florida, Lovelace Insurance is an unbiased, independent Florida Health & Life agent offering a wide variety of insurance solutions from many top-rated carriers. As a FREE resource to our clients, we help you find the best coverage possible for your unique needs and budget.
Lovelace Insurance is an unbiased, independent Florida Health & Life agent offering a wide variety of insurance solutions from many top-rated carriers. As a FREE resource to our clients, we help them find the best coverage possible for their unique needs and budget. These specialty products are very affordable and will provide benefits above and beyond your traditional health insurance, sometimes paying cash benefits directly to you.
Lovelace Insurance is an unbiased, independent Florida Health & Life agent offering a wide variety of insurance solutions from many top-rated carriers. As a FREE resource to our clients, we help them find the best coverage possible for their unique needs and budget. These specialty products are very affordable and will provide benefits above and beyond your traditional health insurance, sometimes paying cash benefits directly to you.
Services
Quote & Buy Protector Plus Dental from Security Life (Ameritas) Designed for Seniors & can be bundled with Medicare Supplement plan. Quote & Buy Dental & Vision from GPM Health & Life (Ameritas) Designed for Seniors & can be bundled with Medicare Supplement plan. Once enrolled in Medicare, if you wish to change or purchase Medicare plans you must act during the open enrollment period.
The Medicare system is always changing. As carriers adjust existing plans in addition to releasing new plans each year, rules and regulations become more complicated. Navigating through all the this can be a nightmare for anyone.
As a FREE resource, we help Medicare recipients, whether those turning 65 or those looking to lower costs while enhancing benefits, by breaking it all down and guiding them to the best decisions about their Medicare benefits.Our goal is to help you with the following objectives. Medicare Advantage Plans are offered by private carriers and replace your original Medicare Parts A and B, as they are rolled into one plan.
As a FREE resource, we help Medicare recipients, whether those turning 65 or those looking to lower costs while enhancing benefits, by breaking it all down and guiding them to the best decisions about their Medicare benefits.Our goal is to help you with the following objectives. Medicare Advantage Plans are offered by private carriers and replace your original Medicare Parts A and B, as they are rolled into one plan.
Most people do not pay a monthly Part A premium because they or a spouse has 40 or more quarters of Medicare-covered employment. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, outpatient mental health services, certain home health services, and durable medical equipment.
When transitioning into retirement, making the switch to Medicare can be tricky. Selecting the wrong coverage, or missing a deadline, can quickly eat up your life's savings. The following chart provides an easy-to-follow overview of your options for health coverage under the Federal Medicare System.
Turning 65 is a milestone when most people change their health coverage to Medicare. The process for making the switch however is laden with complex rules and deadlines that can cost you, sometimes for life, if you are not aware of them. Lovelace Insurance has put together the following information to help you get acquainted with Medicare.
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