Harold Jarnicki & Associates Attorney
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Harold Jarnicki & Associates Attorney
At the law firm of Harold Jarnicki & Associates, our attorneys have been committed to providing the highest quality of legal representation since 1974. From our main office in Lebanon, we have helped literally thousands of individuals and businesses in Cincinnati, Dayton, and the surrounding parts of Southern Ohio overcome debt through bankruptcy.

Because of our years of experience, because we have done this thousands of times before, we are confident in our ability to handle even the most complex bankruptcy cases. In fact, many lawyers, including other bankruptcy lawyers, frequently refer challenging cases to us because they know we are up to the task.
Services
The Firm's only 3 Attorneys (Harold Jarnicki, Brent Jarnicki, Erin Renneker) have all worked here continuously for over 16 years (Our Founder, Harold Jarnicki, has been here since 1974 and has been appointed by the United States Bankruptcy Court to serve as a Bankruptcy Trustee overseeing Chapter 7 Bankruptcy hearings since 1975 ).
At the Ohio law firm of Harold Jarnicki & Associates, you will find a team of attorneys you can be confident in. We have been helping people overcome debt since 1974 and have the knowledge and experience to take on even the most complex bankruptcy cases. Harold Jarnicki graduated from the University of Cincinnati in 1971 with a bachelor's degree in Political Science and Economics.
You have options. It is important that you know your rights to properly choose the best option. Our lawyers will take the time to thoroughly review the specific facts of your case. If we believe Chapter 7 is the right option for you based on your situation, we will explain why. We will review our analysis with you step by step so you can understand why we are recommending Chapter 7 instead of another option.
Debt Consolidation Lawyers Serving Clients Throughout Lebanon, Mason, Wilmington, Hillsboro, and beyond. Chapter 13 bankruptcy allows you to consolidate your debt into one monthly payment and pay your creditors back a portion of what you owe. In almost every case, you do NOT have to pay back all of your debt in full!
Businesses filing for bankruptcy face significantly greater challenges than individuals. Business bankruptcy is much more complex and requires the assistance of an experienced attorney. At the law firm of Harold Jarnicki & Associates, our attorneys have more than 47 years of experience focusing on bankruptcy.
Reviews (10)
Tristen Sperry
Tristen Sperry
Jan 15, 2022
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Positive: Professionalism, Quality, Responsiveness, Value
Mr. Jarnicki was with me every step of the way! Making sure I had all the information I needed and helped guide me through this process so easily. Would highly highly recommend him and his team! Amazing all around and I couldn’t be happier with the experience.
Dean McMillin
Dean McMillin
Jan 10, 2022
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Positive: Professionalism
Very honest attorneys and patient. Knowledgeable of the law. They have been my attorney for a long time. I look to them for all legal advice. Highly recommend
Kendra Campbell
Kendra Campbell
Dec 04, 2021
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Positive: Professionalism, Quality, Responsiveness
Having to file Bankruptcy is a very stressful and frustrating situation!!! But I must say after hiring Brent Jarnicki as my lawyer, my mind was set at ease through it all. I can’t thank him enough for all his time and effort.
Chris Johnston
Chris Johnston
Nov 22, 2021
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Positive: Professionalism
Brent was awesome! They are a very thorough and comforting throughout any legal process they offer that you may need. I HIGHLY recommend their services and plan on using them in the future! Thank you Jarnicki & Associates.
Jen Wade
Jen Wade
Oct 30, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Brent walked us through every step of the bankruptcy filings and made the process as easy as possible. He was Always available to answer any questions that we had. And his prices were very affordable. I would definitely recommend this firm.
Christal Toner
Christal Toner
Oct 25, 2021
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Positive: Professionalism, Responsiveness
Let's face the facts no one wishes for bankruptcy but when times get tough you must do what you have to do. Very professional and responsive to all questions throughout the process of our bankruptcy. Highly recommend.
Myron Wade
Myron Wade
Oct 19, 2021
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Had Bent handle our bankruptcy. He made the process easy and painless. Great job by him and the whole staff helping us get through an unpleasant situation. Thank you all!
Tanya Jones
Tanya Jones
Sep 19, 2021
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As I'm sure you can imagine filing bankruptcy is a very scary and overwhelming task. I had no idea where to even begin, but thanks to Brent Jarnicki at Harold Jarnicki & Associates a good deal of my anxiety and fears were put to rest. Mr. Jarnicki is very knowledgeable and professional and very quickly put me on the road to successfully filing. I can honestly say that I strongly recommend Mr. Jarnicki. Thank you Brent I could not have accomplished this without your help.
Jennifer Back
Jennifer Back
Sep 11, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Wonderful people to work with and was very thorough through the whole process. I didn't know much on bankruptcy but Brent helped me understand and explained everything. Very professional and would recommend.
Dianne Williams
Dianne Williams
Jul 20, 2021
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Was such a positive experience in an stressful situation. Brent was very professional and made it all look like very comfortable and ease to go through. We couldn’t have asked for a more caring person. Had talked to Harold first but then Brent is who we dealt with through it all. Brent really helped put our minds at ease and helped us every step of the way. I would highly recommend this firm for any needs that would arise. Thank you so very much.
Dianne Williams