Wayne Ladner
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Looking for health insurance in the greater Kennebec Valley Area or the Midcoast Maine region? As a licensed agent with over 13 years of experience, I am focused on helping individuals, families and small businesses find affordable health, life and disability insurance, Medicare options, long-term care insurance and more.

I personally meet with each client to provide detailed product information and a range of insurance solutions. Questions on the Affordable Care Act, PPACA, aka Obamacare? Want to know if you'll qualify for subsidies and cost-sharing? I can help! November is Long - Term Care Awareness Month and Health Insurance Open Enrollment starts on the 1st.
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Wayne Ladner is a Maine Licensed Health and Life Insurance Producer (agent) appointed with over twenty different carriers. He has spent the last 11+ years helping individuals, families, self-employed and small business owners with insurance plans tailored to fit their needs and budget. Wayne's thoughts on being an insurance broker: "Choosing insurance plans can be difficult; that's why I make it easy."
Certainly some individuals have taken the Do-It-Yourself route and 'survived the process'. Others have tried and gotten tangled up in the tax questions, some were led to the wrong website and thought they didn't qualify for help, some picked the 'cheapest plan', only to find out later that it wasn't their best choice and some picked a plan that didn't cover the providers and hospitals that they utilized.
Because Original Medicare (Part A and Part B) coverage has limitations, many people purchase supplemental insurance policies that are specifically designed to cover some of the gaps. These supplemental insurance policies, called "Medigap" or sometimes referred to "Medicare Supplement" policies, are sold by private health insurance companies, not the federal government.
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