Welcome to Surfside Mortgage, Inc., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
Services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Reviews (13)
Vanessa Valenzuela
Sep 24, 2021
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We not only bought a house through surfside mortgage but also refinanced a year later through them. Process was explained thoroughly and everything went as smooth as possible. Ronnie reached out to us a year later and recommended we refinance to lower our interest rate and our monthly payment, so amazing! Thank you for always looking out for us, I would definitely recommend surfside mortgage.
L. Barber
Sep 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Ronni is an outstanding service provider. I have used her mortgage services for 3 transactions in the last 20 years. I would say that she goes above and beyond to provide excellent service. A very caring individual. I would definitely use her again for my financial needs in the future.
Ronni is an outstanding service provider. I have used her mortgage services for 3 transactions in the last 20 years. I would say that she goes above and beyond to provide excellent service. A very caring individual. I would definitely use her again for my financial needs in the future.
Lisa B.
Sep 11, 2021
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Chheang Chab
Dec 23, 2020
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If you are looking for someone that is Honest, Fair, Candid, skillful, experience, Reliable and people friendly, someone who keep you Inform, answering questions you have, then Veronica Davis is your person. I have been relying on her and her partner, John, for the 3rd time to buy a home and to refinance my loans. Nike, satisfied customer
Chad
Dec 12, 2020
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Have done business before with ronni, with interest rates going down it was time to refinance. with covid going on all our of correspondence was email, texts and phone calls. she made it very simple for me, on what documents were required, and that made the whole process run smoothly! well use her again on any future real estate transactions!!
Lily Hutchins
Dec 08, 2020
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Review #2! Ronni helped me with purchasing House #2 just a few months after finishing my refi and I can confidently say she will always be my go-to lender. Sellers requested a 21-day close and WE DID IT with FOUR major holidays (Christmas Eve/Day, New Year's Eve Day) right in the middle. Amazing service and very happy with my rate/terms. Ronni is a SUPERSTAR!
Rose L.
Oct 13, 2020
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Karen Orens
Sep 18, 2020
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Our Surfside Mortgage representative, Ronni, worked diligently in getting us the best interest rate for our refi. She was very responsive to our (numerous!) questions, and kept us informed every step of the way. No task was too much trouble for her, and she was truly consistent with follow-up calls. Details to accuracy, like having our property returned to the Family Trust, were taken care of expeditiously, and with professionalism.
Thank you, Ronni; you are an asset to the Company.
Thank you, Ronni; you are an asset to the Company.
Lily Iverson
Sep 07, 2020
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Wanting to take advantage of the lower interest rates, I had made endless calls to various lenders before I was referred to Ronni by a family friend. My income was right on the cusp of the required debt-to-income ratio and Ronni patiently worked with me through my entire financial situation. Ronni was personable, remarkably knowledgeable (I asked A LOT of questions), and always kept me up-to-date (even while she was out of state!). In the end, I was able to build the closing costs (no money up front - yay!) into the refinance with a great interest rate and now I'll be paying $600 less on my mortgage
Lily H.
Sep 01, 2020
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Wanting to take advantage of the lower interest rates, I had made endless calls to various lenders before I was referred to Ronni by a family friend. My income was right on the cusp of the required debt-to-income ratio and Ronni patiently worked with me through my entire financial situation. Ronni was personable, remarkably knowledgeable (I asked A LOT of questions), and always kept me up-to-date (even while she was out of state!). In the end, I was able to build the closing costs (no money up front - yay!) into the refinance with a great interest rate and now I'll be paying $600 less on
Kenneth Branch
May 26, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Our mortgage broker Veronica Ronni" Davis was truly a pleasure to work with on our refinance. Her professionalism was apparent from our initial contact. She kept us updated on each step of the refinance, explaining the process and answering our questions promptly. We would highly recommend her.
Our mortgage broker Veronica Ronni" Davis was truly a pleasure to work with on our refinance. Her professionalism was apparent from our initial contact. She kept us updated on each step of the refinance, explaining the process and answering our questions promptly. We would highly recommend her.
Dina D.
Jan 16, 2019
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Justin Winters
Aug 22, 2018
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