Business Details
39 Years
experience
Your Trusted Financial Partner in Toms River, NJ
AFM Investments brings Wall Street-level expertise to the Jersey Shore, prioritizing client relationships to create personalized financial roadmaps. Established in 1987 by Louis Scatigna and Martin Saltzman, we operate as an independent fiduciary, offering comprehensive services including investment management, retirement planning, and estate strategies. Our philosophy combines decades of experience with a commitment to client-first decision-making, navigating market challenges since our founding year. We provide tailored financial solutions through fee-based and commission-based account management, ensuring clients work directly with firm principals rather than junior representatives.Our team's 37+ years of collective experience, including media-recognized professionals like Lou Scatigna, CFP, positions us as trusted advisors in financial planning, tax strategies, and wealth preservation. We maintain industry certifications and partnerships with leading financial institutions to deliver unbiased investment products and services.
Services
Financial Planning
Investment Planning
Retirement Planning
Estate Planning
Tax Preparation
Equity Trading
College Funding
End of Life Planning
Details
- Year established: 1987
Highlights and features
- We offer 37+ years of combined experience in financial advisory services
- Our firm operates as an independent fiduciary with client-first priorities
- We provide direct access to firm principals for all client accounts
- Our team includes Certified Financial Planners with media recognition
- We maintain partnerships with leading financial institutions for unbiased solutions
Associations and certifications
- Certified Financial Planner
- FINRA
- SIPC
Services
Financial Planning
We develop comprehensive financial plans that assess net worth, cash flow, and long-term objectives. Our approach combines risk analysis, insurance review, and investment strategy to create personalized roadmaps. With 37+ years of experience, we help clients align their financial resources with life goals through regular portfolio reviews and adjustments.
Investment Planning
Our investment planning focuses on creating tailored strategies based on risk tolerance and financial goals. We offer both fee-based and commission-based account management options. The team leverages decades of market experience to build diversified portfolios that adapt to changing economic conditions while maintaining focus on long-term objectives.
Retirement Planning
We help clients prepare for secure retirement through comprehensive income forecasting and savings planning. Our approach considers longevity trends and market volatility to create sustainable withdrawal strategies. The firm provides ongoing portfolio adjustments to ensure retirement funds maintain purchasing power throughout clients' post-work years.
Estate Planning
Our estate planning services focus on preserving assets for intended beneficiaries while minimizing tax liabilities. We coordinate with legal professionals to create comprehensive plans that address incapacity provisions and asset distribution. The process includes regular reviews to ensure plans adapt to changing family circumstances and tax regulations.
College Funding
We specialize in creating college funding strategies using tax-advantaged vehicles like 529 plans and Coverdell ESAs. Our approach balances education savings goals with other financial priorities while maintaining portfolio growth potential. The firm provides guidance on financial aid optimization and tax-efficient withdrawal strategies.
People
Louis Scatigna
Certified Financial Planner
With 38+ years of experience, Lou Scatigna is a CFP and tax accountant who hosts The Financial Physician radio show. He has authored financial advice books and appeared on major media outlets including CNBC and Fox Business.
Martin D. Saltzman
Chief Investment Officer
As co-founder and CIO, Martin Saltzman manages investment strategies while co-hosting financial television shows. A licensed stockbroker with 40+ years of experience, he graduated from Monmouth College and serves local business organizations.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering net worth analysis, cash flow management, retirement strategies, estate planning, and tax optimization tailored to individual client needs.
Are you fiduciary financial advisors?
Yes, we operate as independent fiduciaries, legally obligated to act in our clients' best interests when providing investment advice and financial planning services.
How do you handle investment portfolios?
We offer both fee-based and commission-based account management with personalized investment strategies. Clients work directly with firm principals for all portfolio decisions and adjustments.
Do you provide retirement planning assistance?
Yes, we specialize in retirement planning including income forecasting, savings strategies, and sustainable withdrawal plans to ensure financial security throughout retirement years.
What areas do you serve?
While based in Toms River, NJ, we serve clients throughout the Jersey Shore region and beyond through both in-person and virtual financial advisory services.
How are you different from other financial advisors?
We combine Wall Street expertise with personalized service, maintaining independence to offer unbiased solutions. Our client relationships span decades, with direct access to senior advisors rather than junior representatives.
