Most people lack a roadmap to a future of financial security. We educate our clients and help build the right plan of attack to reach their goals with confidence so they don't leave their future to chance. Prosperity and growth are built on the ability to recognize opportunities-and having a strategy to seize them, even when things are complex and ever-changing.
Demming Financial offers a unique, personalized perspective to help individuals and families overcome challenges as they plan for what's next. Follow your plan with confidence knowing Demming Financial Services is with you every step of the way. From guidance on mortgages, cash flow, taxes, investments, retirement, insurance, debt structuring to deciding to take a new job, if the decision involves your finances, we are your financial counsel.
Demming Financial offers a unique, personalized perspective to help individuals and families overcome challenges as they plan for what's next. Follow your plan with confidence knowing Demming Financial Services is with you every step of the way. From guidance on mortgages, cash flow, taxes, investments, retirement, insurance, debt structuring to deciding to take a new job, if the decision involves your finances, we are your financial counsel.
Services
Meeting your financial goals happens through precise and diligent planning-not by chance. A customized personal financial plan can help you feel confident that you'll achieve what you want out of life. Whether it's early retirement, funding college education for your kids or grandkids, acquiring a primary residence or second home, or financing a new business venture.
Explains the nature of financial planning services offered; reviews engagement documents and discusses relationship to other client advisors if necessary. Reviews & Analyzes client's total financial position. Identifies both financial and personal goals, objectives and potential financial short falls.
We will act as your investment advisor and provide advice on the investment of the assets and accounts that are managed directly on our chosen third-party custodian platforms. We will periodically monitor and review the assets in accordance with your investment needs, goals, objectives and risk tolerance as described on your most recent investment policy statement or otherwise agreed upon.
We are an independent, family-owned, financial planning firm practicing since 1979. As one of NEO's largest Registered Investment Advisors, we manage over half a billion dollars directly on independent, third-party platforms. Our CFP practitioners serve a variety of clients including; business owners, corporate and sales executives, health care professionals, divorced and widowed spouses, teachers and retirees.
Our investment philosophy is nuanced but can be simply stated as: We believe in value investing principles, prefer owner portfolio managers who have "skin in the game" and "eat their own cooking", which align interests when making investment decisions, and costs matter in the long-run.
Our investments tend to have below-average expense ratios as we take advantage of our capital base to get institutional pricing for our clients, regardless of individual account size.We believe that markets are emotional, human creations that can be invested in prudently by diversifying markets, asset classes, managers and durations by actively rebalancing portfolios in times of volatility.
Our investments tend to have below-average expense ratios as we take advantage of our capital base to get institutional pricing for our clients, regardless of individual account size.We believe that markets are emotional, human creations that can be invested in prudently by diversifying markets, asset classes, managers and durations by actively rebalancing portfolios in times of volatility.
Reviews (1)
Brian Warner
Dec 07, 2019
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