Central Oklahoma Federal Credit Union
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FREE 24/7 access to your funds via our ATM - or any of the more than 16,000 TransFund ATM's Nationwide!. Persons who live, work (or regular conduct business in), worship, or attend school in, and businesses and other legal entities located in Lincoln County, Creek County or Payne County are eligible for Credit Union Membership.
Services
Central Oklahoma Federal Credit Union (COFCU) is a non-profit financial cooperative, a community development Credit Union serving all of the chartered field of membership including the least-served by other financial institutions; low and middle-income; non-profits; small business and the self-employed.
Dividends on all shares with an average monthly balance of $5.00 - Low or no monthly maintainence fee - automatic Overdraft from loan or other shares - money market dividends on upper tier deposits - online access - image copy of checks available - electronic statements.

Electronic Check Conversion - Electronic Returned Check Fees: If you pay for something with a check or share draft you may be authorizing your check or share draft to be converted to an electronic funds transfer.You may also be authorizing the merchant to electronically debit your account for returned check fees.
Reviews (3)
Michael L.
Michael L.
Jan 20, 2021
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If your looking for the worst financial institution in the USA, congratulations you have found it. We have had a loan here fore a little over 5 years, and man, has it been a rocky 5 years. They require a membership with the loan that requires a savings account to avoid extra fees, which is total B.S. We were told that they didn't have auto drafting so we had to mail a check. All was well for about for about a year. Then they quit receiving payments by mail. So, then I get smart a start to send the payments by certified return receipt mail, just to make sure they receive them. Then all the
Scotty Jeps
Scotty Jeps
Aug 18, 2020
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Very nice people. Always friendly,& helpful, some more than others. Some new staff.I mostly deal with 4-5..,& therefore I feel very comfortable with them. I have been a member for 16/17 years.....s
William Wion
William Wion
Nov 16, 2016
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I have been a member for 26years. I have always had my financial needs taken care of with respect and discretion. Thank you to all of the employees that have made this more than a small town bank, but a family!