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Downside protection, we use cutting edge technology and a tactical approach to help prevent a decrease in the value of your investment. Fiduciary oath, we believe in placing our clients' best interest first, to create your ideal financial plan. Education, providing financial planning courses to prepare you with the necessary tools to financially succeed in the current economic environment.

We take the fear out of investing by using revolutionary products that provide superior downside protection. Education is key and committing myself to teaching and sharing my financial knowledge, I have given the power to hundreds of people to make the best financial choice tailored specifically to them.
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A letter from Douglas Gignac, President and Founder of Horizon Wealth & Retirement Solutions. Hello, for 25 years I have been practicing as a CPA, helping people with past and current financial problems. During this time, I noticed that for most people, these financial problems would usually reoccur.
Indexed universal life insurance is an innovative product that offers many great features and should be part of everyone's retirement planning. Protection from lawsuits: in most states, the cash value of your policy is protected from creditors, whether due to bankruptcy, lawsuits or judgements. We work with great companies such as Allianz, Columbus Life, and American Equity to provide this great product for retirement portfolios.
We partner with some of the country's leading technology firms to offer our clients the highest level of portfolio risk mitigation. Our focus on safely and growth led to the announcement of a new business relationship with Solomon API in the summer of 2017. In addition, as part of our focus on risk mitigation, we are proud to work with an industry leading technology called AssetLock.
At Horizon Wealth & Retirement Solutions we believe that education is the key to financial success. As a Certified Financial Educator with the Heartland Institute of Financial Education we offer our Retire Me Right courses at local colleges and universities state wide.

Our two-day course allows for a non-threatening, non-sales environment of classroom instruction, where you can earn from an unbiased licensed Fiduciary about the critical and essential basics for a life-long successful retirement.TAXES - How to reduce or eliminate, while increasing your income and net worth at the same time.
Financial planning for the long term has never been easier with Horizon Wealth and Retirement Solutions. We're invested in you and your financial well-being. Contact us today to learn more about our products and programs that can benefit you and your family. Investment Advisory Services are offered through Wealth Watch Advisors, LLC a Registered Investment Advisor.
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