You are just three easy steps away from getting the Southern California automobile title loan you need! Lower Rates: We charge 35.9047 % APR (2.99 % monthly) on our Southern California title loans. Our rates are among the lowest of traditional lenders and we consistently beat our competitors. Additional fees: California lien fee of $15.00 is financed.
Prepaid Documentation Fee is $75.00 for loans $2,600 to $4,999 or 5% for loans $5,000 or more. Borrowers are considered qualified with a credit score of 690 or better, 2 plus years of employment and 3 plus years at their current address. Car Capital utilizes the FICO scoring method when credit score is a factor in determining customer credit worthiness.
Prepaid Documentation Fee is $75.00 for loans $2,600 to $4,999 or 5% for loans $5,000 or more. Borrowers are considered qualified with a credit score of 690 or better, 2 plus years of employment and 3 plus years at their current address. Car Capital utilizes the FICO scoring method when credit score is a factor in determining customer credit worthiness.
Services
Car Capital Financial has issued thousands of car title loans to people from all walks of life. We've been in business in California helping people with their financial needs for over 25 years. We can help you use the value of your automobile, sports car, truck, RV camper, motorcycle, boat, or personal watercraft to get the cash you need in as little as 30 minutes.
Q: What is the Max APR including interest rate + fees + any other costs for a year period? A: 35.9047% APR (2.99% monthly) for qualified buyers. Q: How fast can I get CASH? A: Your loan will be approved within 30 minutes after receiving your completed application. Q: What if I lost my title? A: We can still approve you for a loan but you must be the registered owner of the vehicle and it must be paid off.
Obtaining an equity loan with bad credit has never been easier in Southern California. Though millions of Californians now find themselves with bad credit ratings due unemployment, repossessed cars, foreclosed homes and other financial problems, there are still a variety of options to obtain an affordable equity loan.
A cash in advance loan is a popular form of loan in California, even though it carries a higher than average interest rate. Cash advance loans are typically used for immediate expenses and financial emergencies, rather than long-term financing needs. Cash advances are also typically made without requiring a credit check, making them one of the most popular forms of equity loans for people with bad credit.
Reviews (18)
Kathy Baker
Jan 26, 2022
Report
Car Capital has been there for me twice when I had no one else to turn to for emergency funding. Chris and his other workers are courteous and helpful, working with me through the pandemic in making payments. If I have anything occur in the future where I might need a helping hand, I know I can reach out to them and they will do their absolute best to accommodate my needs.
Maria Heredia
Jan 21, 2022
Report
This was my 1st time ever, trying to apply for a loan with my car's title. I called and spoke to Chris Dang. I asked for basic information. He provided answers. He told me what paperwork I needed to bring to his office. We set the appointment. We filled out paperwork and signed contracts. He then gave me a check. Quick, easy and fast. He communicated well with me. I will definitely spread his name around. Thank you!!
Pico Style
Jan 18, 2022
Report
Jessica Miranda
Jan 17, 2022
Report
If I could add more stars than 5 I would, they went above and beyond to help me and it was also last minute. I needed to get a loan as soon as possible and Chris was EXTREMELY helpful.
He got in contact within minutes of me submitting for a quote online. Communication was mostly through text messaging.
Not going to lie, I thought it was not a legit business so I decided to talk through the phone. Chris was awesome he made me feel at ease after talking to him.
He was so patient with me while I was submitting the paperwork he required (through text messaging) I had to get the registration and
He got in contact within minutes of me submitting for a quote online. Communication was mostly through text messaging.
Not going to lie, I thought it was not a legit business so I decided to talk through the phone. Chris was awesome he made me feel at ease after talking to him.
He was so patient with me while I was submitting the paperwork he required (through text messaging) I had to get the registration and
Ryan Martin
May 21, 2021
Report
Christie G.
May 20, 2021
Report
I had a great experience with Car Capital! I had some student bills I'd forgotten about and don't have great credit as I only recently got a credit card after college. The process was super simple and straight forward. They made it really clear what my monthly payments were, and I eventually got my car back! Overall it was a good experience given the circumstance.
Jim Blackburn
May 20, 2021
Report
Ali A.
May 20, 2021
Report
Aubrey Rhodes
May 19, 2021
Report
Anna S.
May 11, 2021
Report
Marco M.
Sep 27, 2019
Report
I have to say, if you can avoid getting in bed with any loan, please ask family or friends.
I got an $8,000 loan and if it wasn't for desperation, I would have never done this. I had a $600 monthly payment which at the end I had to sell my truck to pay the devil off. I read some of the reviews and I don't think they are real clients. Anyhow, I asked if I can make a deal and get a break off the loan if I paid it off cash same day. Chris didn't look into my eyes before telling me straight up no! I ended up paying them 19,800 on a $8,000 loan. I have to hand it to them. This is the
I got an $8,000 loan and if it wasn't for desperation, I would have never done this. I had a $600 monthly payment which at the end I had to sell my truck to pay the devil off. I read some of the reviews and I don't think they are real clients. Anyhow, I asked if I can make a deal and get a break off the loan if I paid it off cash same day. Chris didn't look into my eyes before telling me straight up no! I ended up paying them 19,800 on a $8,000 loan. I have to hand it to them. This is the
Melissa L.
Mar 21, 2019
Report
G. K.
Mar 11, 2019
Report
Alison M.
May 16, 2018
Report
Car Capital is friendly, professional and easy to deal with. I worked with Chris. He told me everything that I needed up front! Complete mini app online, response time immediate even on the weekend. Car Capital took good care of me even during a rough patch. These are real human beings in a very corporate world of today. Give them a call, you wont regret it.
Wendy P.
Jan 24, 2018
Report
Friend's referred me to them when I needed a quick loan. It was fast, easy and got me the money I needed PLUS I got to keep driving my car. I kept my loan open for a year and I never got anything short of great customer service when I went in. I am Hispanic, I never felt they were racist in any way. Chris is always super helpful and even takes the time to answer questions about cars or other subjects unrelated to my loan. Now, I always refer people to them because I know they will get taken care of.
Gaspar I.
Nov 24, 2017
Report
Alexandra R.
Jun 22, 2017
Report
This is the most racist company I've dealt with! They are rude and unprofessional especially a person by the name of Chris mind you He's Asian and completely racist,I went to get a loan and they seemed to interrogate me more the the white customer ahead of me.They made feel I had to take "extra steps" to fund my loan. Stay away from this place! And they don't even have handicap parking!!! Or rail. I'm filing a complaint.
Caesar A.
Feb 12, 2016
Report
