Charter Asset Management
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Charter Asset Management
Helping charter schools reach their full potential via sound lending and investing practices. CAM's mission is to help all charter schools reach their full potential via sound lending and investing practices. CAM is a private investment fund driven by this social mission. CAM offers lines of credit, term loans, factoring, and a variety of financing programs designed specifically to fit the needs of all charter schools.

In addition to independent charter schools, we fund charter management organizations (CMOs), networks, independent study programs, startup charters, and blended learning schools. Factoring is a short-term financing tool where CAM purchases your school's future state-aid and advances the capital to you now.
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CAM's mission is to help all charter schools reach their full potential via sound lending and investing practices. Since 2012, Charter Asset Management has funded $900 million to charter schools nationwide. CAM believes in the idea that school choice is central to quality education. Charter schools are integral to school choice, but they do not receive equitable funding.
Please apply via our online application, and our client services team will contact you to get started. If you have a valid charter in good standing, you qualify. We fund all types of charters including site-based schools, independent study schools, virtual schools, charter networks, and special programs.
Financial Industry Regulatory Authority, Inc. (FINRA) is a private corporation that operates as a self-regulatory control agency. In tandem with the Securities and Exchange Corporation (SEC), FINRA regulates the securities industry - specifically, member brokerage firms and exchange markets - providing fair enforcement that increases investor confidence.
Factoring is a short-term financing tool where CAM purchases your school's future state-aid and advances the capital to you now. Factoring is great to fuel enrollment growth, mitigate state-aid deferrals, and bridge cash gaps. Although factoring is fast and reliable, we recommend using it for urgent situations and as a last resort.
CAM is in the business of helping charter schools and charter school networks to overcome their funding challenges. Our programs are designed to assist schools through per-pupil funding reductions, state aid deferrals, and ADA growth freezes. Charter schools are facing similar challenges today to those present following the Great Recession.
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