Northwest Criterion Asset Management

Mr. Camp has over 25 years of experience in the financial markets. Before establishing Northwest Criterion Asset Management, Mr. Camp was a Financial Advisor at Merrill Lynch. Before that, he was Head of Institutional Fixed Income Options Trading at PaineWebber, where he managed a team of traders, maintained a proprietary account and oversaw the development of software trading systems for options and proprietary trading.

At Northwest Criterion, we deliver investment and financial planning advice that is unique for each client. We work with you to understand your goals and particular circumstances. We ensure that our advice is tailored to you and your family. And as a fee-only registered investment adviser, we have a fiduciary duty to act in your best interest.

A value-oriented portfolio concentrated in a relatively small number (usually 12-15) of individual equities. The portfolio seeks to invest in companies that provide an attractive stream of earnings at a reasonable price. We value companies based on our proprietary projections of future earnings. In addition we consider the balance sheet (debt levels, in particular), the business model, and other factors.

As a registered investment adviser, Northwest Criterion is held to the fiduciary standard - our duty is to act in our clients' best interests. This is a higher standard than suitability, which applies to brokerage firms. NWC is a fee-only independent registered investment adviser, acting as a fiduciary, and not affiliated with any particular broker/dealer.

Broadly speaking, there are two major approaches to investing in the stock market, Value investing and Growth investing. The idea of Value investing is to buy companies at prices below what the companies are worth. The most important indicators of good value are a low price/earnings ratio and a solid balance sheet.