C1st is offering a 1st-time home buyers assistance program. As a 1st-time home buyer - you could qualify for up to $5,000 towards your down payment. It also comes with a team of local experts, mortgage educational assistance, quick processing and the ability to apply online! Get ready - together truly is better!
Soon Nishna Valley CU members will have access to all the locations and services of our combined teams. Community 1st Credit Union received its sixth straight Des Moines Register "Top Workplace" award! Here is everything you need to know!
Soon Nishna Valley CU members will have access to all the locations and services of our combined teams. Community 1st Credit Union received its sixth straight Des Moines Register "Top Workplace" award! Here is everything you need to know!
Services
As a not-for-profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates - ensuring that all of our members get the best value for their membership. At C1st, we build customized financial solutions, so you can enjoy the life you want.
Enjoy free services such as Online Banking, Mobile Banking, eStatements, Direct Deposit, and more! At Community 1st Credit Union, there's nothing we want more than to see you achieve financial success. That's why we offer different personal banking services in Iowa that can help assist with your specific goals.
Community 1st Credit Union offers a range of personal checking accounts to fit your individual financial needs. Check your balances, transfer money, access eStatements, pay bills securely and convenient 24/7 availability, all from the comfort of your living room! With the C1st Mobile App, you can deposit checks from anywhere, at any time from your camera-enabled mobile device.
Are you trying to save a little more each month or working towards a bigger goal? No matter where you're going, Community 1st Credit Union has a personal savings account to get you there. Become a member today and enjoy our competitive rates and exclusive deals. We currently serve 57 counties in Iowa.
When you set up Auto-Payments, you get the best rate offered on consumer loans. Best of all, there is never a pre-payment penalty if you choose to pay your loan off early. Log in to Digital Banking and choose the month of the payment you'd like to skip (any month of the year) for any qualifying loan.
Reviews (9)
Mr. Long Legs
Sep 20, 2021
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I’ve been banking with them since 2017 and they hire customer service gets worse and worse. Today I was on hold for 30 minutes and finally 7 minutes before they close a woman answered and was rude, very rude!! I let her know the importance of my call and that is been waiting for 30 mins and she laughed.... then she sent me to someone’s voicemail box, and of course nobody answered when I called back. Now I’m searching for a new bank .
Amber Sandt
Aug 19, 2021
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Gema Walton
Oct 04, 2019
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I’ve been using this bank for a while. Due to the fact that I have an American Express my paycheck gets deposited there and A LOT of businesses don’t care about their consumers enough to pay a few extra fees.....I rarely am able use the account. Due to changes between my card & the bank, I think I will be able to use it more but have been thinking of closing my account and finding a more convenient bank.
Most of the reviews of this place are pretty accurate. It’s OKAY. Pretty sure a few of the 5 stars are actually their employees.
There’s one super nice employee named Leslie (I believe
Most of the reviews of this place are pretty accurate. It’s OKAY. Pretty sure a few of the 5 stars are actually their employees.
There’s one super nice employee named Leslie (I believe
Antonio Gutierrez
Sep 28, 2019
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The Atm is pitiful. Stop in at 5 one morning to get some money before work for my kids trip...only to never receive my money...after waiting for over a week for a audit...they tell me everything is ok on their end so needless to say I'm out 200 dollars. I definitely won't use the atm or bank there. I'm still trying to get my money back after a month...guess my next step is filling a report with the police from what my bank says to do on the next step of trying to recover my loss
Christian Penick
Jun 10, 2019
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Before transferring my loan to C1CU I had previously had my mortgage at a different credit union. I wanted a lower rate and saw that C1CU could offer better than what was offered at my current CU. I met with Tom Schulte and the process was smooth. Not only did I have a better rate but I had found additional ways to make sure my money was working the best for me. I don't know much about mortgages or rates but Tom spelled everything out in simple terms without all the industry lingo. CICU will continue to be my choice for my mortgages going forward.
George P.
Nov 29, 2018
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BuzZmeta InformationOnomatopoeia
Sep 09, 2018
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Yo they started charging over $8 for a manual payment on my loan. So I started coming in and then they walked me outside to use the carside atm with a $2.50 fee after I called and asked what I needed to do not to pay additional fees. Hey if you can bank anywhere but here do it. I mean they have a 2.7 review rating which is boarderline horrible.
addendum to this previous post I have now spent 20 minutes in the bank with no service when all I've had to do was just make a payment on my loan will this Bank take my money no they will not take my money but they are ever so delighted to charge fees on
addendum to this previous post I have now spent 20 minutes in the bank with no service when all I've had to do was just make a payment on my loan will this Bank take my money no they will not take my money but they are ever so delighted to charge fees on
Taletha Phillips
Jul 08, 2018
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I recently opened an account here because it was in Cedar Rapids and closer to where I reside. I opened my checking and savings account on Friday I made a large deposit. The teller told me that I can speak with a banker to receive my debit card I DID NOT RECEIVE MY DEBIT. Instead I was told that they now order them online and will get it within 7-10 days. Honestly I should of just chose FM bank because they give you debit cards right away. I don’t have time like that to stop in a branch to get money like that when I work till 5:00 then have to pick up my husband and my children from daycare.
Amanda Lockett
Nov 10, 2017
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I opened a checking account recently by applying online. I spoke with reps via phone and was told to take my ID into the office for the files and to deposit the $5 opening fee. I completed that step and the teller told me they will mail my debit card out. I left the office and waited two weeks no card arrived. I then called and was told that they apologize the rep should have printed the card on the spot but they would have it printed immediately and it'd be available for pick up in 5 mins. The branch was closing in 5 mins so I told them I'd pick it up later. I work till 5:30 each day so on my