By only representing the highest rated insurance carriers, you can be assured that your coverage will be there if or when you need it. But it's our service that sets us apart from our competitors. Please contact us for a free no-obligation consultation and see the difference. We are a full service Insurance Brokerage specializing in Health, Life, Dental and Medicare Insurance.
A cheap bare bones insurance policy is fine until you have a claim then you find out the true cost of the plan. But quality coverage is not enough, it must be backed by quality service. That's why we will never turn down a request for service or fail to answer your questions or concerns. We will be there for you long after the sale to answer your questions or address your concerns.
A cheap bare bones insurance policy is fine until you have a claim then you find out the true cost of the plan. But quality coverage is not enough, it must be backed by quality service. That's why we will never turn down a request for service or fail to answer your questions or concerns. We will be there for you long after the sale to answer your questions or address your concerns.
Services
We are employee benefits insurance brokers with over 40 years combined experience serving small businesses throughout the state of Florida. Whether you have two or two hundred employees, we will find plans that fit your needs, no group is too small or too large for us. In addition, these plans can be issued as employer paid, employee paid, (health must be partially employer paid) or a combination of both.
During this time any Medicare recipient or anyone who is Medicare eligible can enroll in a Medicare insurance plan or change their current plan. However if you are turning 65, you have three months before your birthday, the month of your birthday, and three months after the month of your birthday to enroll in a Medicare insurance plan.
Even with a good health insurance policy, a medical event could leave you with thousands of dollars in out of pocket costs, that's when supplemental insurance can help. Supplemental plans pay cash benefits directly to you in the event of a claim, and you decide how to use the cash. Pays you a set amount if you are admitted to the hospital and then pays for each day of the hospital stay.
In addition individuals and families can receive tax subsidies based on income and family size which will reduce the monthly cost of their health insurance. Obamacare is the nickname for the law titled 'The patient Protection & Affordable Care Act'. This law covers all health insurance policies sold in The U.S.A. today.
If you can't answer these questions, you need Term Life Insurance. The most affordable type of life insurance, Term life offers a guaranteed death benefit and level premiums for a period of time up to 30 years. The death benefit is received tax free by your survivors and can be used to replace lost income, pay bills or any reasons they wish.
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