Peoples Credit Union
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Edward Filene was known as the Father of Credit Unions. While traveling in Europe Edward was inspired by the cooperative style banking used and in 1908 he opened the first credit union in the US. His mission was to allow American workers the equal opportunity to secure a loan and save money for a raining day without concerns of costly consumer fees or loan sharks.

During the 30's many banks perished while credit unions thrived. Today there are more than 90 million members to credit unions, all with the same philosophy of people helping people. We first established roots in Webster City operating out of the home of Don and Colleen Follett and serving only the employees of Franklin Manufacturing Company and Arrow Acme Corporation.
Services
We offer a few types of insurance for your loans. Often times, these are very important to have on your loan. If you don't have the money to cover the loan right now, failing to insure your loan could cost you a lot in the case of an unforeseen event. This will insure you in the event of being unable to work due to injury, illness or other factors if you are off for 14 or more days.
With Peoples Credit Union, your money grows safely, building interest until you need it. Our savings plans offer you flexible, convenient, and easy access. Your deposits are federally insured, backed by the full faith and credit of the U.S. government, up to at least $250,000 per account. Use our Savings Goal Calculator to see how quickly your savings can grow.
Peoples Credit Union now offers a high yield checking along with its standard checking to manage and access your money through traditional checks, debit cards, or online banking. Decide for yourself which account is right for you. If you are having difficulty placing your order, have questions or wish to change vendors, please call us at 515-832-6346 to assist you.
Pick the card that fits your lifestyle! Both of Peoples Credit Union MasterCards offer fixed rates, no annual fee, chip technology for built-in security and local support to assist you with accessing your account or making a payment. If you need a no-frills, basic card with a low interest rate, choose our 7.99% CLASSIC Mastercard.
Peoples Credit Union is making an upgrade to its credit card program that offers enhanced features. The new credit card will be mailed to all current card holders in Mid-October. Your current terms and credit limit will not be changing; however you will be getting a new card number. You will need to activate your new card before using.
Reviews (2)
Abeng Voice
Abeng Voice
Dec 29, 2015
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Peoples Credit Union's online website is ancient...could not believe such an old, unfriendly online banking system still exists in 2015!! It seems like one or two persons work at their call center, so of course, customers will have to wait a long time or leave a message...really horrible service! The North Miami Office at 124th Street is a joke...needs to close immediately! Customer service there is the worst!! Made a mistake opening an account at that branch. As soon as the grace period ended, I closed account, took my money, and ran as fast as I could to open an account at a bank with modern
Khi Turner
Khi Turner
Dec 26, 2015
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C | Customer service wasn't fantastic, but it can be a good place for credit transactions. Come during the day.