We deliver outstanding products and the best service in the industry - that leaves us ahead of the competition in the eyes of borrowers. For instance, we provide competitive rates, the most knowledgeable, professional loan officers in the industry. Because of their expertise, they can qualify more borrowers, identify their needs, and ensure that each person buys the loan that is right for them and their family.
Because we know the community, we are able to provide a well-rounded review of a loan application. We do not just rubber stamp the decisions that an impersonal automated underwriting system produces, and that many lenders use as the sole criteria for a lending decision. The result is that BOE Mortgage collects and analyzes more information on the borrower and can make a better decision - one that saves time and money.
Because we know the community, we are able to provide a well-rounded review of a loan application. We do not just rubber stamp the decisions that an impersonal automated underwriting system produces, and that many lenders use as the sole criteria for a lending decision. The result is that BOE Mortgage collects and analyzes more information on the borrower and can make a better decision - one that saves time and money.
Services
We make it straightforward, fast, and easy to qualify even without tax returns. Also known as a stated income or self-employed loan, bank statements loans are the perfect way to go for someone who works for themselves and would prefer to provide bank statements to document their income instead of tax returns.
1 Unit Single Family Residences, Doublewide and Triplewide Manufactured Homes and Modular Homes permitted. Our consistent record of growth and out ongoing builder relationships attest to our success in new constructions. When working with Bank of England Mortgage, you have a loan professional who understands new construction and the challenges that developers and their clients go through that come with building your new dream home.
We are pleased to announce that we have lowered our minimum credit score standard on all FHA loan products. There are countless reasons why an FHA loan might be right for you, but here at Bank of England Mortgage, we believe that these four features are what really sets FHA loans apart. FHA loans are not score driven.
That's why we created our jumbo mortgage lending program - a full suite of offerings designed with the needs of borrowers that seek larger loan amounts than were available through traditional lending options. It's as simple as it sounds. We call it a jumbo mortgage because it is larger than other more "typical" home mortgage loans.
Renovation loans give you flexibility. Whether you are building, buying, or refinancing your home, a renovation loan allows you to add a room, remodel, and upgrade. Save by financing renovation costs into your mortgage rather than racking up credit card bills or dipping into your savings. With one loan, there's only one application, one set of fees, one closing and one monthly payment.
