We are here to help you sift thru and understand the information you have received from multiple sources and make it relevant to you and your situation. Health Insurance Options is a locally grown team of agents handpicked from right here in Spokane WA. with over 62 years of combined experience in Medicare related insurance products. We offer multiple carriers for all product lines to give you many options when choosing the plan best fitted for your needs.
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It was my good fortune over a decade ago to walk into Lynnell Wold's office. I suppose the deer in the headlights look of a lost and confused soul gave me away. Lynnell welcomed me in. Immediately, I was put at ease and felt like I had come to the right place. My work hours were being cut back and health insurance through work was tenuous With Lynn's help I was able to come up with a game plane and have continuous health care.
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans and Medicare Medical Savings Account Plans.
Medicare supplement (Medigap) insurance, is sold by private companies, it can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.Then your Medigap policy pays its share.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.Then your Medigap policy pays its share.
Medicare offers prescription drug coverage thru private carriers to everyone with Medicare. If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.
We also offer various types of supplemental insurance plans, which are needed when life's unexpected health issues come up. Having this type of insurance can save you thousands of dollars in medical bills. Our experienced staff of insurance agents will help you choose the plan that will work for your current situation, as well as help you plan for unexpected problems that may occur in the future.
