Emerald Empire Federal Credit Union
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It is Annual Meeting time! You must register in advance to attend the meeting. See our Annual Meeting Webpage for all the details. We hope you will join us! We understand differing opinions on this matter, however, the safety of all of our members and staff continues to be our main priority. Our Drive-up or Online services continue to be a no-mask options.

In addition, we ask if you are not feeling well, or have had an exposure, please use the Drive-up. Thank you for your understanding and cooperation. With a membership base of about 4,300 people, we're not the largest credit union in the area. But we don't want to be. We are small enough to know our members - your name, your face, your voice on the phone.
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With a membership base of about 4,300 people, we're not the largest credit union in the area. But we don't want to be. We are small enough to know our members - your name, your face, your voice on the phone. We strive to understand your individual needs and take the time to help you with your financial decisions.
Accessibility is important to us, if you are using a screen reader or other auxiliary aid and are having problems using this website, please call the Emerald Empire Federal Credit Union at 541-988-9059 for assistance. All products and services available on this website are available at your Emerald Empire Federal Credit Union branch location.
When you need to borrow for any worthwhile reason, we treat you like you own the place - because you do. We approve loans based on your credit-worthiness and ability to repay, but we take pride in knowing our members personally. It's not just about a credit score that pops out of the computer. You are able to talk personally to a decision-maker.
This Rate and Fee Schedule sets forth current conditions, rates, fees, and charges applicable to your Certificate accounts at EEFCU at this time. The Credit Union may offer other rates and fees or amend the rates and fees contained in this Schedule from time to time. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the applicable Membership and Account Agreement.
This Schedule is intended for informational purposes only. Loan programs and rates are subject to change without notice, and this sheet does not serve as a guarantee of loan programs, rates, fees, credit approval, or conditions that may apply. Rates and terms are based on credit qualifications, length of loan and loan amount.
Reviews (8)
D. Barton
D. Barton
Apr 21, 2021
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Member for about 24 years or so and only unhappy once in all that time. That's pretty damn good.
Heather Ortis
Heather Ortis
Dec 23, 2020
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The whole staff is wonderful to work with!
It’s nice to be able to speak directly with someone. We’re always so pleased
Joshua J. Darcy
Joshua J. Darcy
Dec 19, 2020
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I've been a proud member for several years now and I can't say enough about their experience and integrity. They are indeed "Big enough to serve and small enough to care." But don't just take my word for it. Give them an opportunity to show you.
Shanah Grossman
Shanah Grossman
Jun 05, 2019
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I just can't say enough good things about this credit union!!!! We've been with them for well over a decade and I'm never unsatisfied! They have always been so helpful for so many of my families needs! It truly feels like they care about us and our financial health. Love them!!
Dianna Fairchild
Dianna Fairchild
Jul 29, 2018
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This credit union is by far the best place to do your banking at. I have been with them for over a decade .They really help you out with loans and work with you on managing your accounts .I highly recommend RGFCU to everyone .
Angela Hancock-McMann
Angela Hancock-McMann
Oct 18, 2017
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Poor service, unable to supply professional and efficient banking services. Would not recommend.
Jenny Turner
Jenny Turner
Aug 05, 2016
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I have been banking here since 2001 & everyone has always treated me great. Never any errors and always friendly and helpful. I have since moved to a new state but chose to keep my account here.
Rick G.
Rick G.
Aug 30, 2015
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Wonderfully friendly, completely professional. Good financial counseling, very responsive