As an independent agency, we combine different quotes that are provided by the companies and policies that meet your personal or business needs. Feel free to give us a call today for your free quote. One never knows what the future holds, but being prepared makes handling the unknown much easier.
Life insurance, such as term, whole life, final expenses, as well as living cash benefits plans provides for peace of mind and coverage when the need arises.Helps cover health care provider's services, outpatient care, medical equipment, & some preventative services. Medicare Advantage plans combine your Part A and Part B coverage with prescription coverage (in most cases) and other benefits in one convenient plan.
Life insurance, such as term, whole life, final expenses, as well as living cash benefits plans provides for peace of mind and coverage when the need arises.Helps cover health care provider's services, outpatient care, medical equipment, & some preventative services. Medicare Advantage plans combine your Part A and Part B coverage with prescription coverage (in most cases) and other benefits in one convenient plan.
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We would be happy to review your current insurance to be sure you have the best policy to fit your financial requirements, whether it be for personal reasons or business purposes. Be sure to enter all required fields and provide any additional information or questions in the last field. If you have a preferred time to reach you, please let us now in the message field.
The Affordable Care Act (also called ACA or Obamacare) set new rules for how insurance companies offer health insurance. Health insurance (also called health coverage or health plan) helps you pay for medical care. Some of the new rules affect what health care services and providers an insurance plan is required to cover.
Special Enrollment Periods occur once Open Enrollment periods end. Open Enrollment is the designated period when most people apply or alter their health insurance coverage. Outside of Open Enrollment, the only time to apply or change health insurance coverage is during Special Enrollment, which requires a qualifying life event.
Under the Affordable Care Act, eligibility for income-based Medicaid and subsidized health insurance through the Exchanges will be calculated using a household's Modified Adjusted Gross Income (MAGI). The Affordable Care Act definition of MAGI under the Internal Revenue Code and federal Medicaid regulations is shown below.
The landscape for benefit decision making has never been more confusing. As products continue to evolve and new ACA-related regulations come out nearly every month. It's easy to see why employers of all sizes are relying on our Advisors for help. Although there's no "one size fits all" benefit strategy, employers are looking for ways to fill the gaps in medical insurance and an easy enrollment process for their employees.
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