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Harold Templeton helped form Cornerstone Financial Planners, Inc. back in 1984. We did so with a simple premise: everyone, regardless of income level, should have access to financial and estate planning services. We still believe in that premise and you'll notice the words "Financial and Estate Planning for Everyone" near the top of our letterhead.

Whether it's budgeting, debt reduction, insurance, investments, tax preparation, retirement planning, education planning, or advanced estate planning, let us know your needs. We're glad to help in whatever way we can. This article explores demographic trends that are dimming Social Security's financial outlook and proposals to address the looming shortfall.
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Harold Templeton helped form Cornerstone Financial Planners, Inc. back in 1984 with the simple premise that everyone, regardless of income level, should have access to financial and estate planning services. We still believe in that premise and you'll notice the words "Financial and Estate Planning for Everyone" near the top of our letterhead.
You can respond to the message you receive about this and we'll receive instant notification that you're trying to contact us. If you ignore the message we'll find your email tomorrow morning. If using Schaumburg Road, turn left on Roselle Road and travel to Bode Road (traffic light). Turn left onto Bode Road and drive to the first stop sign.
We try to be available for you, even during times our office is closed. However there may be ocassions when you cannot reach us. If you have a stock trade that must be completed and we're not available, please call the Ausdal Financial Partners' trading desk at (800) 722-8732. Be sure to have your account number available as your trade cannot be placed without it.
We understand that people want the most for the money they spend. Some people have no problems with commissions. Others have a built-in dislike of commissions, regardless of the performance of their investments. Commissions - When we help implement your Financial Plan, we'll suggest insurance or investment products that may pay us a commission.
1. Timing of payments. This accounts for 35% of your credit score, more than any other portion. Making late payments on your mortgage, automobile loan, or credit cards will adversely affect your credit score. Conversely, making consistent, ontime payments is the fastest way to increase your credit score.
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