You've worked hard, sacrificed, and saved. Now it's your turn to be the person you want to be. As Red Bank's trusted fee-only financial planners and experienced fiduciaries, we have one focus: your retirement. We work with people like you each day to ensure their retirement is exactly what they want it to be.
Our planning approach encompasses investments, goals, cash flow, Social Security, Medicare, taxes, estate planning, and so much more. Although we want to make sure your investments are performing at an optimal level, your retirement is about more than just the sum total of a balance sheet. Our Retirement Enrichment Program is unique to this industry, providing you with not only financial freedom, but an enriching and fulfilling retirement.
Our planning approach encompasses investments, goals, cash flow, Social Security, Medicare, taxes, estate planning, and so much more. Although we want to make sure your investments are performing at an optimal level, your retirement is about more than just the sum total of a balance sheet. Our Retirement Enrichment Program is unique to this industry, providing you with not only financial freedom, but an enriching and fulfilling retirement.
Services
Zynergy Retirement Planning is a national financial advisory firm headquartered in Red Bank New Jersey. We manage more than $110 million in assets for our members with the goal of transparency and unparalleled service. As Red Bank's trusted fee-only financial planners and experienced fiduciaries, we have one focus: your retirement.
Whether you are just getting started or have been saving for years, our Lifetime Enrichment Acceleration Program (LEAP) provides financial freedom at every level of net worth. Zynergy Retirement Planning manages more than $110 million in assets for our members with the goal of transparency and unparalleled service.
Your retirement is about more than money! Our unique lifestyle program is designed to help our Stage 4 & 5 members get the most out of their retirement. This unique lifestyle program is designed to help our Stage 4 and 5 members get the most out of their retirement. More than money, retirement is about happiness!
Zynergy Cares is the charitable arm of Zynergy Retirement Planning. It enables us to give back to the communities we serve while also offering our membership the opportunity to do some purposeful work during their retirement. We annually donate 2% of our total revenue and hundreds of hours each year in service to our community.
Reviews (10)
Mike Zwolinski
Feb 17, 2021
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I’ve spent years trying to figure out the world of finance and investing on my own, and was left with nothing but frustration and doubt. After working with Ryan the last 7 years, I have peace of mind and financial results. The entire Zynergy team understands customer experience better than any others I’ve encountered in the field and have great empathy for clients and the community they serve. Communications are always timely, re-assuring and written in plain language to help make sense of a complicated world. They are trusted partners and professionals in every way and have helped me achieve
Donohue Mary
Jan 12, 2021
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I can’t express enough how incredibly comfortable, confident and satisfied we have been with our financial future in the competent hands of Zynergy Retirement. Their knowledge, decisioning, professionalism and customer service is bar none and the ancillary services they extent to their clients is incredible. Their structured approach to investing and protecting your money is so carefully thought out and the constant communication and educating they extend to their clients is so comforting, giving you such a piece of mind. Making a decision on selecting a financial advisor isn’t an easy one
Jim Hickey
Dec 16, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
We could not have a better financial advisor. Ryan and his team are smart, caring, and very careful with our investments. We have seen our portfolio increase significantly under their direction. Because of Zynergy Retirement Planning, my wife and I feeling secure in our retirement. J. Hickey
We could not have a better financial advisor. Ryan and his team are smart, caring, and very careful with our investments. We have seen our portfolio increase significantly under their direction. Because of Zynergy Retirement Planning, my wife and I feeling secure in our retirement. J. Hickey
Anne Stephens
Sep 18, 2020
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I love this company because I am getting unbiased financial advice which is accurate and appropriate for my situation. Information is regularly sent to me regarding market changes and the impact it will have on my accounts. This is a small company, so everyone who works there knows me, and each person is considerate and caring. Lauren is my personal advisor and I have found her to be compassionate and understanding with a very good memory regarding previous conversations...things I'd completely forgotten! She is as concerned about my future as I am! I work a full time job so I find I'm calling
Robert Goldberg
Oct 13, 2019
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Zynergy Retirement Planning has surpassed our expectations for personal retirement planning. In searching for a planner we met with several professionals who seemed guided only by computer programs and general norms. With Zynergy we found a truly personal approach designed to meet our specific needs and expectations. We have developed a total confidence in Ryan and Zynergy and look forward to a long lasting relationship that will carry us throughout our retirement years.
Marilyn Weisser
Oct 04, 2019
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I am a client of Zenergy Retirement. I have been working with the Zenergy Team since 2008. I have complete confidence in their abilities to handle all aspects of my retirement finances. The entire team is outstanding,friendly,caring, and helpful. They will do their absolute best to help you on your way to a financially sound future.
Thank you,
Marilyn R Weisser
Thank you,
Marilyn R Weisser
Sean Tedesco
Sep 12, 2019
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Zynergy has helped put my family on a path to financial success. They are very personable, professional and always available to assist / lead you toward your financial goals. As someone who has a good understanding of finance, I am fully confident in Ryan’s and Lauren’s insight and guidance. They are thorough in their financial reviews and always follow up to see if I have any questions.
Aaron Levine
Sep 02, 2019
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Thank you Zynergy Team! I have been working with the team at Zynergy personally and professionally for years. Zynergy helps with our personal retirement accounts and also helps my team with their IRA accounts. I always love attending the Zynergy Retirement annual dinner to learn how they help retirees truly make the most of their retirements! This approach is truly unique and I think they are models within the financial planning community.
Theresa Lilley
Jun 10, 2019
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We first met Ryan Zacharczyk in 2008 when I was offered a 401K by my employer at the time. Ryan made an appointment with us, arrived a few minutes early and was impeccably dressed. Ryan then proceeded to put us at ease and guide us through the process of financial planning.
Since that time, Ryan has assisted us with his expertise and we are now "Living the Dream" of financial stability in our retirement on the Gulf Coast of Florida.
Ryan visited us in February to discuss our Year End Summary and our plans for the future. We highly recommend Zynergy Retirement Planning for all your financial needs
Since that time, Ryan has assisted us with his expertise and we are now "Living the Dream" of financial stability in our retirement on the Gulf Coast of Florida.
Ryan visited us in February to discuss our Year End Summary and our plans for the future. We highly recommend Zynergy Retirement Planning for all your financial needs
S. Sanders
May 31, 2019
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As someone who is very inexperienced with investments and money management, I approached retirement planning hesitantly. Lauren has been patient, and, more importantly, knowledgeable in how to divide my investments in a way that makes me comfortable, taking into account my non aggressive mindset while at the same time encouraging me to diversify my portfolio to best suit my needs. She has taken the time to explain how and why my personalized plan will work for me in my chosen time frame for retirement, without judging my expenses or choices.
