John W. Tower is a top rated attorney with over 30 years of experience. He has achieved the highest AV rating bestowed by the preeminent attorney rating company, Martindale Hubbell.
After working in a mid-size law firm handling civil litigation matters for both Plaintiffs and Defendants and a small firm handling various types of litigation, he applied his experience and expertise to form TowerLaw San Diego as a boutique firm specializing in targeted practice areas to deliver the best possible first hand legal representation.
After working in a mid-size law firm handling civil litigation matters for both Plaintiffs and Defendants and a small firm handling various types of litigation, he applied his experience and expertise to form TowerLaw San Diego as a boutique firm specializing in targeted practice areas to deliver the best possible first hand legal representation.
Services
If you're currently dealing with an individual legal situation, you're invited to contact me through email or by phone. Until an attorney-client relationship has been established, I urge that you avoid sharing any confidential information. Have any questions regarding your situation? Please feel free to reach out to me via email or phone, and I will get back to you as soon as possible.
Long term disability insurance claims require prompt, specialized attention since an insurance company's refusal to pay those benefits can have dramatic financial and quality of life impacts. Claims for disability benefits under plans or policies provided by an employer are usually governed by a federal law entitled the Employee Retirement Income Security Act which is commonly referred to as ERISA.
Mr. Tower represents clients who are having problems with pending claims or have had a claim denied by their insurance company. He handles cases involving coverage, breach of contract and bad faith claims arising out of all types of policies including homeowner's, liability, long term care and disability insurance.
Personal injuries impact clients on many levels due to the varied consequences of physical injuries and typically involve, in addition to medical problems, issues regarding insurance and medical liens that are often quite complex. Mr. Tower understands the total situation his personal injury clients face and diligently pursues all aspects of the claim/case to maximize his client's recovery.
Reviews (8)
Adam L.
Dec 13, 2021
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I had an issue with my long-term disability and I didn’t know what I was going to do. I got in touch with Mr. Tower and he helped calm my nerves with his caring disposition. He always kept me up to date on the latest communications and he walked me through each step and let me know what to expect going forward. Thank you Mr. Tower for helping things come to a successful resolution.
Megan N.
Jan 01, 2020
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Thank goodness for honest, and kind people out there like John! My vehicle was stolen this year and totaled in the process. Insurance and everything involved has been the biggest battle. I reached out to Mr. Tower as a last resort for some advice and he gave me the tools needed to get the insurance to cover my claim and not leave me in huge debt due to someone else's terrible mistake! I feel like I owe him so much, and yet he didn't even ask for a penny!!!! That does not mean his time and advice wasn't worth while I would have paid to get the assistance he provided, but he helped
Julia Coulman
Jan 23, 2019
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John Tower responds promptly and gives a client a clear picture of the issues as he sees them from the information client provides. He uses your consultation to inform you of your legal rights and is always very honest about whether you should proceed with further legal action. I highly recommend him to provide client with excellent advice.
Rodney Watkins
Dec 25, 2018
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I was denied a Long Term Disability Insurance claim, Mr. Tower came highly recommended to me from a family friend and respected CPA.
Thankfully, Mr. Tower’s skills and efficiency led to the claims APPROVAL.
Mr. Tower guided me through the entire process with professionalism and compassion.
The added bonus was how quickly the claim was approved!
Thankfully, Mr. Tower’s skills and efficiency led to the claims APPROVAL.
Mr. Tower guided me through the entire process with professionalism and compassion.
The added bonus was how quickly the claim was approved!
Kristina W.
Oct 19, 2018
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We came home to a fire in our apartment building one day and our unit was assessed with smoke damage. We had to stay at an Airbnb rental for three months. John walked us through the process of dealing with insurance companies and gave us comfort during a very stressful situation. He was calm, knowledgeable and has a great network in case you need help with any other legal matters.
Gini Wiese
Aug 18, 2018
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While riding my bike I was seriously injured by a hit and run driver. As I was being admitted to the hospital I was told that, since it was a hit and run, my own automobile insurance company would cover me under the Uninsured Motorist provision of my policy. I had no idea how to proceed and was quickly overwhelmed when trying to handle the claim on my own, and so called the Lawyer Referral and Information Service of the San Diego County Bar Association and was referred to Attorney John W. Tower in Encinitas.
I met with him just days later and after discussing my case, he agreed to represent me
I met with him just days later and after discussing my case, he agreed to represent me
Aunt T.
Jul 29, 2018
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I was in California on vacation when an incident occurred that required me to seek advice from a Personal Injury Attorney, John Tower was recommended through the San Diego County Bar Association. He was always responsive, professional, honest, open, communicative, knowledgeable and understanding. I am pleased with the recommendation from the Bar Association and after working with him, I would also recommend John Tower.
Pam F.
May 25, 2018
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I was in a car accident and called Mr. Tower for a consultation. First accident and I wasn't sure what I should do next. He was able to provide me with information that I could actually use. Previously spoke with another lawyer who said I was SOL! Mr. Tower was very nice and got back to me an hour after leaving message. He made me feel more at ease than I've been since the accident...he showed empathy. He was very easy to talk to. I would highly recommend Mr. Tower if you want someone who really cares and won't rush thru the consultation. Thank you Mr. Tower!
