At Mega Mortgage Services, we believe that there is a better way to do mortgages. A more valuable, less invasive way. Better mortgage practice is responsive to customer's needs, builds a community, and earns brand loyalty. It creates an environment that improves our entire industry - an environment where customer's trust is earned.
It starts with the core values we live at the office every day. Our team know that each situation is unique and we never offer "one- size-fits-all" solutions. We always work with you to ensure you are well informed of your options and can make the best decision possible. It's a perfect moment to purchase or refinance, so let our team walk you through the whole process.
It starts with the core values we live at the office every day. Our team know that each situation is unique and we never offer "one- size-fits-all" solutions. We always work with you to ensure you are well informed of your options and can make the best decision possible. It's a perfect moment to purchase or refinance, so let our team walk you through the whole process.
Services
You can qualify for a conventional loan for amount up to $484,350 for single family property and up to $931,600 for multi-unit property max. 4 units. A fixed-rate mortgage is a financial product that has a constant interest rate for the life of the loan. The fixed-rate mortgage has a several of term options that vary from 10 to 30 years.
The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so lender can offer you a better deal. Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. Borrowers with credit scores as low as 580 can qualify for an FHA loan.
One of the best reasons to refinance is to lower the interest rate on your existing loan. Historically, the rule of thumb was that it was worth the money to refinance if you could reduce your interest rate by at least 1%. Today we offer loans with zero closing cost. If you are not paying closing costs any reduction in rate is a benefit.
If you are planning on buying a house soon, one thing you may be wondering about is all of the mortgage options available to you. Mortgages come in all shapes and sizes, and it can be confusing when trying to find the best one for your future home. Thankfully, we've made this process virtually painless with our mortgage payment calculator.
Choosing a mortgage lender might seem like an easy task if you go with whoever quotes you the lowest rates and fees. At first glance, that seems like a financially rewarding strategy. Unfortunately, lowest rates and fees cannot make up for poor service or a lack of transparency. Interest rates change daily, you would need to get all mortgage rate quotes on the same day for an accurate comparison.
Reviews (11)
Marek Kulikowski
Nov 26, 2021
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We have been using Mega Mortgage for over 15 years, we have made about 5 refinances and 2 loans.
They are very professional and honest.
Iga is exceptional and patient person, She explained every step clearly, and very easy to understand. Working with them is a pleasure, I will always be back there.
Thank you.
They are very professional and honest.
Iga is exceptional and patient person, She explained every step clearly, and very easy to understand. Working with them is a pleasure, I will always be back there.
Thank you.
Krystyna Szafranski
Sep 30, 2021
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Nazarevych
Apr 01, 2021
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Alicja Zkrainyczarow
Mar 30, 2021
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Waldemar Gajos
Feb 19, 2021
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This is the second time I used Mega Mortgage Services. The matter was handled in a very professional manner and I definitely recommend them. If I have a need in the future, I will definitely use them again. Even during the pandemic and high demands from banks, you can be professional like Iga and Artur.
Gracia Greco
Feb 05, 2021
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Krzysztof Niechcial
Feb 04, 2021
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Rio K.
Jan 30, 2021
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William Hopkins
Jan 17, 2021
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Rick T.
Sep 15, 2020
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Mega Mortgage got the job done! Iga and Artur successfully helped us with two properties. One investment property cash-out mortgage and one primary residence refinance. They were very professional, courteous and patient during the process, particularly in this busy refinancing time. I would definitely recommend checking with them in your search for a mortgage professional.
Mary H.
Feb 27, 2020
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I casually walked into Mega Mortgage's new office in Des Plaines while waiting to get my oil changed at the garage next door. My husband and I own 4 properties (1 personal and 3 rentals) and regularly monitor the interest rate environment, actively refinancing when it makes monetary sense. We had a long-term broker relationship with another group so I had little intention of switching when I walked in - just wanted to get a quote to make sure my current relationship was competitive. Turns out, Mega Mortgage was incredibly competitive, so much so that we immediately locked in a rate and refinanced
