Pacific Pension & Benefit Services, Inc. helps small-to-medium sized businesses provide attractive benefit programs for their owners and employees. PPBS and its administration partners design, implement, and administer a full range of benefit products and services. Fully capable, we offer personal service and attention in these primary areas:.
Services
Provide quality products and exceptional, personalized services to our pension, investment and insurance clients and their advisors. Few companies can be successful long term without a comprehensive benefit plan in place to attract and retain quality talent. How such a program is chosen and administered is critical because complex compensation and tax consequences for employer and employee are at issue.
Today, with the spiraling costs of health care benefits, employers are looking for new ways to offer their employees a quality health care program at an affordable price. The answers to these and related questions are not easy to find. Many employers have discovered that a complete review of all fringe benefits has enabled them to maintain or increase benefits and lower or maintain current costs.
Pension and Profit Sharing plans are an attractive employee benefit because employers who choose to provide them help participants accumulate wealth for retirement and future needs on a tax deductible basis. Small business owners find that the cost to provide these benefits is more than offset by the increased productivity from an appreciative work force as well as the enhanced attraction and retention of quality employees.
A Non-Qualified Retirement Plan is a systematic pre-arranged method of accumulating retirement assets that is not registered with nor regulated by the Internal Revenue Service. Contributions to a Non-Qualified Plan generally are not deductible until distribution. Participation in the Plan is determined by the employer and may include as few as one participant.
Funding a benefit plan demands acceptable levels of investment performance from the funds set aside to provide benefits. Pacific Pensions assists Plan Trustees in the investment management of plan assets.
We can also arrange for the offering of specialized and often exclusive investment vehicles through major brokerage, insurance and financial services providers, and can offer a caliber of investment opportunity not usually available to the trustee of small-to-medium sized plans.
We can also arrange for the offering of specialized and often exclusive investment vehicles through major brokerage, insurance and financial services providers, and can offer a caliber of investment opportunity not usually available to the trustee of small-to-medium sized plans.
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