The Funding Store provides top-notch, customized mortgage services. We offer Conventional, FHA, USDA, JUMBO, and VA (Veteran) mortgage loans in the state of New York, Vermont & Florida. Our office locations are in Saratoga Springs and NYC so we are likely local and familiar with your area and can help with mortgage options that address your current situation.
Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a low-interest rate mortgage. Refinancing your mortgage is easy when you have the advantage of an experienced mortgage broker on your side.
Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a low-interest rate mortgage. Refinancing your mortgage is easy when you have the advantage of an experienced mortgage broker on your side.
Services
The Funding Store is a Registered Mortgage Broker founded in 2010. At the time of establishment, the mortgage industry had experienced transition as a result of predatory lending and deceptive mortgage practices. Revisions to licensing laws along with additional education and test requirements were embraced and The Funding Store emerged as a core group of honest and ethical mortgage professionals.
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation. The Funding Store strives to ensure that its services are accessible to people with disabilities.
The Funding Store has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.The Funding Store makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
The Funding Store has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.The Funding Store makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Reviews (10)
Braulio Baeza Jr
Dec 21, 2021
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Chris Edwards
Dec 13, 2021
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Kevin Maroney
Dec 10, 2021
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Marisa Nichols
Nov 03, 2021
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I had the best experience working with Gardner at The Funding Store. I have purchased several homes through other lenders but this was the easiest and quickest transaction yet. Gardner is professional, super knowledgeable, and kept me informed throughout the whole process. He even checked in regularly to make sure everything was moving along smoothly from the beginning of the home searching process, to the home inspection, to the closing. Thank you Gardner for making the home buying process easy and stress free! 100% recommend The Funding Store
Meg Spadaccini
Nov 02, 2021
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Gardner and his team were fantastic to work with! With so many different things going on in our lives the thought of taking on the refinance process was daunting. He took ahold of it and made it happen so easy and quickly! I would recommend him to anyone looking to save lots and lots of money! Thanks!
George Koutsoumbelis
Nov 01, 2021
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Ryan and his team were very detailed and helpful throughout the financing and closing process. Ryan and his team handled everything from financing to providing and obtaining all the required legal forms. I have brought and sold many homes as part of my career and by far this was the most seamless transaction I've ever made purchasing a home. Even after closing the team kept checking in with me to make sure I was happy with my purchase. I look forward to working with him and his team in the future.
Rene Vazquez
Oct 04, 2021
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I had a wonderful experience working with Mr. Gardner Cummings. He was thoughtful and considerate of my needs and advocated on my behalf to obtain the best interest rate possible on my mortgage refinance. It was a pleasure working with him as he was always responsive, knowledgeable and communicated in a manner that was both congenial and yet very professional.
I would highly recommend The Funding Store and especially Mr. Cummings.
I would highly recommend The Funding Store and especially Mr. Cummings.
Charo Sanchez
Aug 23, 2021
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Rick Sassone has done a great job with our new home mortgage. He secured a great rate on our mortgage, was always on top of everything. Rick was organize, efficient and knowledgeable. He helped us maneuvering all the different requirements and made the process easy. My husband and I are very pleased with his services and highly recommend him.
Blanchard Kim
May 10, 2018
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I loved my experience with the Funding store💜💜💜💜Gardner Cummings is very knowledgable and professional. All the information he provided was exact. He explained the process and was with me every step of the way-:) I'm greatful for the positive experience 💜David, thank you for starting the process, I couldn't have asked for a better team of people!!! The gentleman who helped at the closing was a personality plus too. Thanks again Kim Blanchard
David Smith
Jan 15, 2018
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