With a revolving line of credit, you borrow up to your pre-approved limit by advancing it only as you need the money. If you make your credit card payment online, this service has been temporarily suspended due to a migration of our credit card platform. BTCU now belongs to the Shared Branch Network! That means you can access your money at more than 5,000 participating credit unions nationwide! To find a Shared Branch near you, TEXT your Zip Code to 91989.
Services
We are a Credit Union dedicated to serving the building trades industry and union affiliations. To be an indispensable financial partner to members of the building and construction trades' community by delivering innovative and sustainable financial solutions that meet their needs and exceed their service expectations.
In 1957, a group of leaders in the building and constructions trades came together to form a new kind of financial institution. Inspired by the desire to help fellow workers, they organized the Cement Masons Local 560 Credit Union to provide a banking alternative for themselves and their fellow union workers.
At BTCU, we reward our owners (our members) with free checking accounts that earn interest when you use it, plus other great perks!. Dividends are calculated daily and paid monthly on balances up to $20,000. Balances over $20,000 do not earn interest. Rates are subject to change at any time. Balances that do not meet the minimum requirements will not earn dividends.
Your initial deposit of $25 into a Labor Saver account is all that is required to join BTCU and gain access to all of the privileges membership provides. If you are saving for a specific purpose, this account is for you. There's no limit to the number of accounts you can open and you can name the account for its specific purpose like travel, home repairs, school tuition, holiday shopping, or anything else you please.
Share Certificates earn dividends at higher rates than savings accounts. They are a solid investment option if you have the ability to lock in your money for a specified time. And because a Share Certificate is a "hands-off" way to save, your earnings grow consistently. Deposits over $250,000 are also insured by a private insurance company up to an additional $250,000.
Reviews (5)
Jesse Petrowski
Dec 12, 2020
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James Becker
Dec 12, 2020
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Nichole Rolsing
Dec 24, 2019
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Horrible credit union. high intrest rates, dont care about their consumers well being, and if you are a day late from the grace period they report you 30 days late, even if u call ahead they will just say oh well there's absolutely nothing we will do for you. they dont care. they give snarky looks at you when you withdraw money, and are rude over the phone. if my husband's union didn't force us to use them, we would pull out in a heartbeat! and yes we are forced to use this credit union, because the union forces our vacation funds to go to this bank. and almost 15% interest rate on a vehicle loan
Jose Ortiz
Dec 23, 2019
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Colleen Gavin
Sep 04, 2017
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