Risk Averse is an insurance agency in Delaware County, PA providing expert service while offering affordable prices on business insurance, car insurance, homeowners insurance, and more. As an independent insurance agent in Delaware County we combine insurance products, provided by the most respected companies in the industry, into a custom package that meets your personal insurance needs.
Our goal is always to give you the coverage you need at the lowest possible price. Risk Averse offers a comprehensive array of insurance products designed just for businesses. Owners have enough on their mind running a company - let us make sure you are protected when an accident happens. Check out our comprehensive list of insurance offers.
Our goal is always to give you the coverage you need at the lowest possible price. Risk Averse offers a comprehensive array of insurance products designed just for businesses. Owners have enough on their mind running a company - let us make sure you are protected when an accident happens. Check out our comprehensive list of insurance offers.
Services
Risk Averse Insurance is an insurance agency in Media, Delaware County, with a focus on offering quality insurance products and customer service at the best price available. We want to do more than make you legal for less. We want to give our customers the piece of mind that all of their most important assets are protected.
If you own a business in Pennsylvania, you've got enough on your mind without worrying about what will happen if an employee is injured on the job, your roof is damaged in a storm, or a customer falls on your property.
Risk Averse helps to minimize your risk with a comprehensive array of insurance products designed just for business: general liability insurance, business personal property insurance, workers compensation insurance, professional liability insurance, employment practices liability insurance, management liability insurance, and cyber liability insurance - even special coverage for home businesses.
Risk Averse helps to minimize your risk with a comprehensive array of insurance products designed just for business: general liability insurance, business personal property insurance, workers compensation insurance, professional liability insurance, employment practices liability insurance, management liability insurance, and cyber liability insurance - even special coverage for home businesses.
When you need to protect your business with general liability insurance in PA, Risk Averse Insurance can help. Accidents happen, and the cost of legal representation and loss settlements can cause a small business to close its doors. A Commercial General Liability policy will provide you with top-notch legal representation and pay for covered damages caused by you or an employee (up to the maximum limit provided on the policy).
A workers' compensation insurance policy will provide wage replacement and medical benefits to an employee who is injured on the job. In return for these benefits, the employee waives the right to sue you, the employer, for negligence (in most cases). Check out the video below for a brief explanation on workers compensation insurance!
Just as with personal autos, if your business owns vehicles in Pennsylvania, you are required by law to carry commercial car insurance. If you are using your personal vehicle for business, coverage for an accident while on business will likely result in denial of coverage for your personal auto insurance policy.
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