Ethan Gardner
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Ethan Gardner
The Ethan Gardner State Farm Insurance office is proud to serve Fayetteville and surrounding North Carolina areas with Auto Insurance, Home Insurance, Renters Insurance, Condo Insurance, Life Insurance, Business Insurance and Financial Services, with a focus on resident relocations to the Cumberland County area.

I am your State Farm Insurance Agent for the Fayetteville, NC area. I have been in the insurance industry since 2013. I am married to my wife Tabitha and we have 1 handsome son Waylon. Over the years my agency has qualified for awards including State Farm Ambassador Travel and State Farm Honor Club.
Reviews (10)
M. D.
M. D.
Dec 22, 2021
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Positive: Professionalism, Quality, Responsiveness
Sharonda Steele saved me over $60/month in like literally a 5minute phone call! Then I came to the office to sign up, had another great conversation and she made everything as easy as possible. I don’t write reviews EVER, but this review was more than deserved.
Lacie Maninga
Lacie Maninga
Dec 07, 2021
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We had been with USAA for a combined 30 years. We added a teen driver and they skyrocketed (doubling our policy). Ethan Gardner (Sharonda) undercut USAA by almost half with MORE coverage; we also checked numerous other companies and this was the “best bang for our buck”. We moved all of our policies to them. LOVE that when I call, there is no automated system—it’s just a real person immediately! We enjoy the StateFarm app as well. 10 out of 10 recommend. It’s nice to be back with a “hometown” company that truly makes you feel like a person and not just another policy.
Luke Wallace
Luke Wallace
Oct 30, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I actually enjoyed myself buying insurance for the first time in my life. Thank You Sharonda!
Shay Shay
Shay Shay
Sep 13, 2021
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I was introduced to Sharonda by my property management she is awesome! She was able to get my rental insurance at a rate that was less expensive than what I was paying previously. She was informative, courteous, professional and so easy to talk to. Whenever I call the office the staff is same way all the time which is why I decided to use them for my car insurance as well! I’m super happy with my decision.
Jon Leonard
Jon Leonard
Aug 29, 2021
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I would just like to give a much deserved thank you to the entire staff, I’ve been with Mr Gardner’s agency for about three or four years now, after previously being with USAA, Mr Gardner was not only able to lower my auto insurance by a substantial amount, He also found me even better coverages and lower deductibles! Three vehicles with top notch coverages with Mr Gardners agency were still more affordable than one vehicle with usaa!! It was a no brainer when purchasing my first home to give the Ethan Gardner State Farm agency a call and they took care of all the insurance needs and questions
Melynda Raynor
Melynda Raynor
Aug 21, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Every one on Ethans team is amazing. They always get me the best prices on everything myself, and my family have insured. Sharonda and Mahoganie are amazing with helping me too. They always call, text or email me back with everything I need immediately. Thank you Ethan, Mahoganie, and Sharonda!!!!
Sawdust Glitter
Sawdust Glitter
May 28, 2021
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Positive: Professionalism
We just moved to the area and needed to switch our policy to North Carolina. Our State Farm agent in Virginia found Ethan Gardners office online and suggested that we go here to take care of things! I’m so thankful! They were nothing but amazing! Figured everything out for us and put our minds at ease! Highly suggest!
Jared Shea
Jared Shea
Feb 04, 2021
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Competition… Never heard of it. I switched my insurance over from a so-called competitor which clearly was not the case. Ethan and his team saved me almost $5400 a year on my commercial and personal policy. They are very responsive and quick to send me any documents that I may need. His entire team is very friendly and takes a time to make sure you have a complete understanding of any situation. I would recommend them to anyone.
Macy Fuller
Macy Fuller
Feb 03, 2021
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We switched to State Farm after having a not so great experience with another local insurance agency. Ethan and Sharonda worked with us the entire time to make sure we were getting the coverage we needed while also giving 5-star service the entire time. While getting insurance for our new home and switching auto insurance they made the process seamless. They have always been quick to answer questions and follow up to make sure everything is exactly how we need it to be. I can't speak highly enough about Ethan Garner - State Farm and his team!
Sushma Sztorc
Sushma Sztorc
Jan 27, 2021
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You will not be disappointed. Contact Ethan Gardner State Farm insurance agency if you want the best coverage and lower premiums. This past week, I shopped around for auto and home insurance. I contacted every major insurance company. Here at Ethan Gardner State Farm, I received the absolute best customer service and best premium prices. Ms. Steele spent the better part of the day working on our quotes, adjusting them according to our needs, and above all, kept our premiums low without sacrificing coverage. She readily answered all my questions throughout the day. Always with enthusiasm and patience