At Global State Mortgage we close on average 99% of loans on time. It is important to us that the buyer gets their keys, the sellers get their proceeds and the realtors close the deal on time and with ease. That is why at Global State Mortgage we offer the Keys On Time Guarantee. If we do not close on or before the purchase contract date then we will credit our buyers with $895*.
This offers peace of mind to buyers, sellers and the real estate agent. We are a seasoned team of local mortgage loan originators whose number one priority is our clients. Our aim is to make each one of our clients feel valued and appreciated by delivering impeccable service and outstanding communication.
This offers peace of mind to buyers, sellers and the real estate agent. We are a seasoned team of local mortgage loan originators whose number one priority is our clients. Our aim is to make each one of our clients feel valued and appreciated by delivering impeccable service and outstanding communication.
Services
When you are overwhelmed with so many choices, it may seem as if there are even more loan programs than applicants! Contact us at 515-233-5046 and we'll work with you to qualify you for the right refinance program for your situation. There are some general things to bear in mind as you look at the options.
Compare Rates - See how changes in your rate affect your payment for a given principal and term. Balloon Payment - A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term. Interest Only - Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.
As a company founded by Originators for Originators, we are completely vested in your success. Join a team that has been voted as one of the best places to work and earned the distinction as a leading mortgage company by producers year after year according to Scotsman Guide & Mortgage Executive Magazine.
Reviews (8)
Steve DeLawyer
Dec 31, 2021
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Frank Lona
Dec 23, 2021
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My experience with GSM was my first experience getting a mortgage. To say I was clueless is an understatement: I had no idea what the process involved, nor that homeownership was possible for me. All of that changed when I worked with Angie Kettwig. Angie and the GSM team were incredible in helping me become a homeowner. We did everything electronically, which saved me time as a working professional. Be it via phone or email, Angie was ruthlessly responsive with her communication and walked me through the entire process from start to finish. I responded to any request within hours, and they kept
Christine Hazen
Nov 13, 2021
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Angela
Oct 28, 2021
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I wouldn't have been able to purchase my current house without Lisa Severseike's help. At the time, she was only one in Ames able to provide USDA rural development loans. She made that process simple and even found me a realtor when no one would answer phone calls or emails from a girl not yet living in Iowa. Now that I have built some equity, I am trying to find a slightly bigger place in the country. Lisa's help through pre-approval process and fast answers to all my financing questions has been the easiest part of the property search.
Robert Kolbe
Oct 21, 2021
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Matthew Kruse
Sep 16, 2021
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Jeanette B.
Jan 01, 2020
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Lisa has done a few mortgages and refinances for us. We always come back to her because we never have any issues, things go smoothly, and she answers all kinds of questions we have as we go through the process. She is also good about telling us of all possible outcomes of the decisions we make as we go through the process, so that we are well informed.
Cason Clark
Dec 26, 2018
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