Personal Insurance is a specialty of ours. We offer intelligent, cost effective protection for people who value their homes, cars, watercraft, and valuable collections. A carefully constructed insurance program can also safeguard your financial assets from litigation. Howe Insurance Group recognizes the complexities of today's world and understands the need for a comprehensive insurance program.
We work with our clients to build a unique insurance portfolio that is tailored to meet the particular needs of each business. Our primary goal at Howe Benefits is to strategize with customers to maximize employee satisfaction while controlling the cost of health benefit plans. Our professional staff will consult with you to recommend, develop and implement creative solutions to accomplish that mission.
We work with our clients to build a unique insurance portfolio that is tailored to meet the particular needs of each business. Our primary goal at Howe Benefits is to strategize with customers to maximize employee satisfaction while controlling the cost of health benefit plans. Our professional staff will consult with you to recommend, develop and implement creative solutions to accomplish that mission.
Services
More than 125 years ago Walter Butler Howe started an insurance business in his home town of Princeton, New Jersey. He believed that he could succeed by providing his clients with professional courteous insurance advice and products. His legacy is the success we enjoy today, earned by continuing a commitment to provide outstanding service in all aspects of our business.
Personal security takes many forms. Traditional insurance policies provide coverage for property and cars but insurance products and services now present a variety of ways to protect your family. Howe Insurance Group stays at the cutting edge of risk management to address our clients' changing needs, from kidnap & ransom protection to employment practices liability coverage.
Whatever makes your home unique, we can help protect it. Make sure your investment is protected by choosing insurance coverage that is right for you. Carefully calculating the right amount of coverage will allow you to recover full cost of restoring your home to its condition before the loss, even if that value exceeds the coverage amount on your homeowner policy at the time of loss.
Insuring condominiums and cooperatives can be a complicated matter. It is critical that your insurance professional takes the time to understand how your unit should be insured. The master deed and by-laws determine what part of your unit needs to be insured by you and what part is covered under the Master Policy.
Replacement Cost Coverage ensures that your personal property will be replaced after a covered loss, without deductions for depreciation. Open perils, or "all risks", coverage insures your belongings for a wider array of perils than most standard policies allow, including breakage and mysterious disappearance.
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