80% of small businesses get shut out by their banks only to end up in the wrong hands online. We account for the unique circumstances that may have led to blemished credit, irregular sales or past due taxes or bills, this allows us to offer capital to businesses rejected by other lenders and provide better rates by realizing your business's strength beneath the surface.
Whether you need traditional funding or a cash advance on your merchant receivables, we find innovative ways to help our customers access the capital they need to grow their business. We can help you make the most financially sound decision for your business to thrive.
Whether you need traditional funding or a cash advance on your merchant receivables, we find innovative ways to help our customers access the capital they need to grow their business. We can help you make the most financially sound decision for your business to thrive.
Services
IMPORTANT NOTE: SBA program details are subject to change. Eligibility rules and amount are both subject to change. Ivy Lender is a financial technology company, not affiliated with the SBA, Dept. of the Treasury, or any government agency. This site is for informational purposes only. It is not intended to constitute professional advice, including legal, financial, or tax advice, nor is Ivy Lender providing advice on any particular situation.
Short-term financing can help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. No collateral is required for short-term financing, the required documentation is limited and perfect credit not needed. Nearly every industry can get short-term financing.
Businesses must be able to document consistent revenue over the last 12 to 24+ months to qualify. It's tough to beat the low cost rates and long repayment terms of a working capital SBA loan. However, the traditional process of applying directly at a bank can be quite cumbersome and often results in a 'no'.
Ivy Lender facilitates business lines of credit for your operational needs so that you have ready access to cash when you need it. Funds can be used for a variety of purposes, from meeting short-term cash flow needs and adding staff to purchasing inventory. With a fast and flexible business line of credit you get the security of a true revolving line of credit.
A traditional term loan is a lump sum of cash you pay back, plus interest, over a fixed period of time. Term business loans are a standard debt financing facility with standard payments (usually monthly) with a maturity and amortization schedule, ranging from anywhere in 6 months to 30 years in length (depending on use).
Reviews (5)
Ray Gore
Mar 04, 2021
Report
Xuan Hoang
Nov 08, 2020
Report
Thanks Ivy Lender for helping me to apply and go through all the steps about PPP. Specially I’d like to thank Christina who didn’t mind the time to spend more than one hour and a half with me on the phone to help me submitting the documents to SBA. Before reaching out to Ivy Lender, I called my business bank and my personal bank who denied to help me by saying they can’t accept anymore application for PPP during COVID 19. I’m still waiting for the approval, but I’m really appreciate her because she worked hard to help me. Many thanks 🙂
Amanda Neal
Oct 14, 2020
Report
Jayden Morhaus
Aug 23, 2020
Report
Adam Womack
Jun 15, 2020
Report
