As a wholly-owned subsidiary of Penquis, MaineStream Finance is a non-profit organization dedicated to economic development by providing credit, capital, and financial services that are often unavailable from traditional financial institutions.
Since 1999, MaineStream, a nonprofit community development financial institution (CDFI), has served Maine homeowners, homebuyers, consumers, and entrepreneurs in securing the needed advice and financing they need to grow and thrive.We deliver these services through lending, savings products, classes, and 1:1 advisory support.
Since 1999, MaineStream, a nonprofit community development financial institution (CDFI), has served Maine homeowners, homebuyers, consumers, and entrepreneurs in securing the needed advice and financing they need to grow and thrive.We deliver these services through lending, savings products, classes, and 1:1 advisory support.
Services
Heather has worked with Penquis for ten plus years. Heather currently works with clients who are facing foreclosure, teaches homebuyer education classes, and works one-on-one with pre-purchase clients to help them become credit-ready to purchase a home. Previously, she worked in the mortgage banking industry for about 14 years processing, originating, and closing loans.
MaineStream Finance offers a variety of loan products throughout Maine to small businesses who may have trouble finding credit. A complete Business Plan: For help please download our Business Plan Checklist or view the Business Plan Outline. If you have any questions, please consider taking one of our Business Classes or scheduling a meeting with one of our Business Advisors.
MaineStream Finance offers free one-on-one consultation and advising to help create a business plan for a new business or refine one that could use some analytical help. We provide technical assistance for starting a business, business strategy, new product launches, improved marketing, financial questions, loan preparation, and many other business issues.
MaineStream Finance offers experience and expertise to assist economic development services and incentives to municipalities as well as small agencies, nonprofits, and community facilities in Maine. MaineStream is the contracted agency for the Penobscot County Tax Increment Financing (TIF) district to assist in the administration of their capital funds.
We will constantly be updating on Housing Relief programs and Deadlines here as well. MaineStream Finance offers a variety of loan products throughout the State of Maine to individuals and families who may have trouble finding credit elsewhere. MaineStream Finance is generally more flexible than conventional lenders on credit scores, down payment/closing costs, and not requiring personal mortgage insurance (PMI).
Reviews (2)
Aj
Feb 11, 2021
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We found out we signed up for the wrong course and we had already paid the registration fees. We requested a cancellation and refund over 10 days in advance of the course. The guy who answered my husband on the phone actually laughed at him for asking. This was after multiple attempts at getting a hold of Heather, the person in charge of the homebuyers course, who refused to answer our phone calls or emails. Also note that the sign up form for the course does not warn you that the fee is apparently nonrefundable.
There is literally no real reason why we cannot get our money back, especially when
There is literally no real reason why we cannot get our money back, especially when
Jamie Richardson
Jan 01, 2018
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I purchased my first home through maine stream they were easy to work with and super friendly walking me through each step slowly so I would understand the classes were great I got the chance to learn so much that I never knew before. I would highly recommend them to anyone who wants to buy their first home. Thanks team