We offer every form of business financing available to the public including SBA loans, hard money, term loans, lines of credit, unsecured loans, merchant cash advances, factoring and leasing. We have the best options such as pre-payment discounts, weekly, bi-weekly, monthly and even deferred payment options. We also make it easy with paperless electronic signature options.
Services
Advance Smart gives business owners one place to stop for every business funding option available to the public. Our objective is to provide easy access to the necessary working capital to help businesses manage existing cash flow and to provide them with carefully timed funding to assure their continued growth.
Minimum 640 FICO to apply with 3 years of tax returns personal and business with YTD financials. Minimum unsecured loan FICO is 480, secured loan is 620 to apply with 6 months of bank statements. Receive up to 90% of approved invoices up front, remaining 10% funded upon receipt of payment. Apply with an accounts receivable summary, inventory aging summary and a list of current debt.
What are my business loan options? There are over seven different business loan options available to you. These options consist of SBA loans, secured loans, unsecured loans, merchant cash advances, bridge loans, commercial loans, lines of credit, factoring, hard money loans and purchase order financing.
Reviews (5)
Kelly Elizabeth Melton
Nov 23, 2021
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Supposed owner Kathleen at the Rocky Hill location is extremely rude and unprofessional. She answered the phone like I was bothering her & does not know how to hold a conversation especially for someone looking to hire employees. When she didn’t get the immediate answer she wanted to called the potential hire names & perpetrated to know about their lifestyle.
Juan Rivas
Dec 16, 2018
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Samuel Axton
Nov 26, 2013
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I had to write this review strictly because I'm hoping it saves business owners time which is like gold when running a business. I did a ton of research, I mean more than normal because I wanted a good cost of money for a holiday project coming up. I was funded by Advance Smart a few days ago, got an amazing APR on a line of credit with a small inventory loan for working capital during this time. Go to these guys, don't waste your time anywhere else. This is my 3rd loan and by far the fastest, cheapest, easiest process yet. Good luck and Thank you.
Joshua Clements
Nov 10, 2013
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I'm a produce wholesaler down here in Florida and I did some invoice factoring with Advance Smart. It's so important that this kind of financing is available. All I have is my invoices and I get a good cost from these guys. My advisor is very educated I can tell. He actually showed me a couple ways to free up some interest free money. Thank you so much and I hope this helps.
Joe Maselli
Jun 14, 2013
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Advance Smart, what can I say? I was in a sticky situation at my business and Advance Smart bailed me out so I was able to continue being a small business owner. I own a auto service & repair shop and my car lifts broke down and without those I might as well of shut down and closed my doors. As soon as I talked to a Funding Advisor I knew I had the right place. They were very professional and courteous. Advance Smart funded me in 2 days and saved my business. Thank you Advance Smart!!!!
