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Choosing a life insurance policy can be confusing. Not only do you need to determine the best type of policy, but the right amount of coverage as well. Here are a few tips to make buying life insurance less intimidating. Consider your situation. A single person with no one to provide for doesn't require the same amount of protection as someone with three children.

If you are a spouse or parent, you will probably want to purchase enough life insurance to replace the loss of income that your death would cause. This allows your loved ones to eliminate debt, pay for college and cover other expenses that may arise. 2. Understand the most common types of insurance.
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