Carolina Federal Credit Union
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Carolina Federal Credit Union
With nearly 30,000 ATMs and 5,000+ shared branches means you have more direct, surcharge-free* access to your account. I would happily recommend Carolina Federal Credit Union to anyone! I have had the pleasure of being a member since 2009 and can only say that the experience has always been everything that a credit union (or bank) should be.

The employees are knowledgeable, ready to assist with any question, and always call you back. If you have to select the option of "call back" when calling in (rare but occasionally happens), you always receive a call back in a very timely manner. My wife and I live in Texas and cannot ask for a better place to have our money or trust.
Services
Board members of Carolina Federal Credit Union serve without pay and dedicate a great deal of time to help with the direction of our credit union. These volunteers bring years of personal and professional experience to their positions as the policy-making body of the Credit Union. Carolina Federal Credit Union has been a trusted financial organization for over 50 years, federally chartered in 1969 to serve Carolina Freight Employees.
Carolina Federal Credit Union offers a checking account that fits your financial needs and goals! We now provide Secure Checking, a checking account with additional protection. Get online access to your account 24/7, courtesy pay privilege, and more. Secure Checking includes the following benefits and services for a low monthly fee of $4.95.
When making a purchase of goods or services with your debit card swipe or tap your card through the card processing machine and choose to make the payment via your personal identification number (PIN) or your signature. Not only can you make quick and easy purchases, but you can also withdraw cash from an ATM1!
To establish membership with Carolina Federal Credit Union, an individual must open a savings account with a $25.00 minimum deposit. The account offers competitive dividend rates and is insured by NCUA1. If you wish to receive further information concerning CFCU Savings Accounts, or any other products we offer, you can reach us through our Contact page.
A club account is similar to a savings account but generally has a higher interest rate. Set a monthly or weekly dollar amount you would like to contribute to saving in anticipation for the holidays, vacation, education, or any future plans. It's an easier way to save. If you wish to receive further information concerning CFCU Savings Accounts, or any other products we offer, you can reach us through our Contact page.
Reviews (10)
Allen Riddle
Allen Riddle
Jan 28, 2022
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Wonderful bank. The service there is awesome. They are beyond expectations. A credit union is the way to go.
Jennifer Hendricks
Jennifer Hendricks
Dec 20, 2021
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This is a fantastic bank with fantastic employees. My only complaint is they take minor holidays off.
Justin Wamsley
Justin Wamsley
Jul 20, 2021
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Very pleased with my experience with this Credit Union. Very nice responsive staff.
Wuilmer L. Maldonado
Wuilmer L. Maldonado
May 14, 2021
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I am very grateful to Carolina Federal Credit Union, they did an excellent job refinancing my car, thank you, 100% recommended.
David Willis
David Willis
Oct 24, 2020
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Never been more disrespected. Bank manager pulled a tryant move saying basically nothing I can do. Never thought after 9 years I'd need to find a new bank. I'm not claiming innocence. I have a traumatic brain injury and ptsd with manic episodes. I felt like I was being insulted. After further thought I feel it was a miscommunication. Tempers on both sides got the best of us. I just got frustrated because I couldnt explain wa hat I was trying to say. They are not trained to deal with people like me or how to as approach people like me. I feel lost. The thought of switching banks depresses me. Maybe
Taylor Lawton
Taylor Lawton
Dec 24, 2019
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Their website is god awful. I find it hard to use and don't get much help over the phone either. It's also annoying that there is a $10 convenience fee to make your car payment ON THEIR WEBSITE. I understand why you would do this making a payment over the phone but there is no reason to have a convenience fee using the website.
Jerome McAuliffe
Jerome McAuliffe
Oct 02, 2019
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Late on a Saturday they worked hard to help me secure a car loan. They're real people. Not some huge, numb, mindless bank that just looks at numbers...they look at the person. I just signed up as a new member and look forward to doing business with them for many years to come. I prefer banking with people and not some computer! Thanks CFCU!
Amy Baldwin
Amy Baldwin
Nov 08, 2018
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The staff goes over and beyond to help in any way possible. They are helpful and treat everyone the same; whether your a new client or current banker with them. They also have fantastic opportunities for loans when you have direct deposit from your job.
Joseph Crum
Joseph Crum
Nov 16, 2017
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Both Roseanny & Chad were very friendly and helpful. The car loan process is very easy & doesn't take too much time. I will be recommending them to everyone.
Dottie Boiter
Dottie Boiter
Jul 28, 2017
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I love my credit union! They offer all types of accounts and loans in addition to the "perks" available to members. I have been banking at Carolina Federal Credit Union for more than a year now, and every single person I have come into contact with in person, by telephone or by email has been very friendly, professional, helpful, courteous and down to earth. They are "real" people who actually smile and treat me like a person. Their kindness, respect and willingness to help means so much to me.....especially after experiencing the condescending attitudes at my last bank. I moved my accounts right