Adirondack Regional Federal Credit Union
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Adirondack Regional Federal Credit Union
Do you or your immediate family members live, work, own a business, worship, or attend school in Clinton, Essex, Franklin, or St. Lawrence County of NY state? If so, you are likely eligible to become a member of our federal credit union! Learn more about becoming a member and the benefits of joining Adirondack Regional Federal Credit Union today!

Pay your bills, check account balances, transfer money, get alerts, and more from anywhere at any time. At Adirondack Regional Federal Credit Union, we understand the unique financial challenges that come with living in Northern NY. For example, we know how each community has a slightly different housing market and the necessity of working with a local mortgage lender that understands the region best.
Services
Provide financial services that enhance the lives of our members in the Adirondack region. Whether managing their cash, purchasing an automobile, becoming a homeowner, providing educational opportunities for themselves or their families, or simply funding recreational activities, our members will find the financial resources they need at their Credit Union.
We are proud to offer an array of checking account options to fit the unique needs of our local communities. Whether you live, work, play, or attend school in the North Country, or all of the above, we promise you'll find that our convenient services and hassle-free checking will exceed your banking expectations.
This is personal checking the way it should be: free and easy! There are no fees, no necessary qualifications, and every free checking account comes with a debit card. And, when we say these checking accounts are free, we mean it! Our members even have no-fee access to over 30,000+ ATMs across the nation.
We believe in helping our community and because of that, we are proud to offer free New Beginnings checking accounts. Sometimes referred to as second-chance checking or checking accounts for bad credit, these checking accounts are specifically designed to help our community members with a history of bounced checks, unpaid fees, or account closures which has negatively impacted their banking histories.
Starting at age 15, young adults are eligible to open a young adult checking account, if a parent is a member of our credit union. There is no minimum account balance and, if approved by the parent, a debit card may be issued. Don't worry if you're new to banking as a young adult. We offer financial counseling on-site to help you learn the basics of managing your finances.
Reviews (8)
Bea Taylor
Bea Taylor
Jan 17, 2021
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Always very Happy with ALL who work in this bank.Everyone is always helpful and they go out of their way to help you.
Brad White
Brad White
Jan 12, 2021
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Have been with Adk. Reg. C.U. for over thirty years. As of ten years ago I did business with two additional banks .Having the CU meet all my needs and expectations with minimum charges ,the CU is my only banking facility. Always willing and able to help. Thank you all staff. People in the know .Bruce Van Vranken
David Obrian
David Obrian
Jan 02, 2021
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Always friendly and helpful never in a rush lots of time to help and talk things over ,I really injoy my visits at bank
Diana LaDue
Diana LaDue
Oct 20, 2020
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The employees at the Tupper Lake Regional Credit Union are always friendly and helpful. They are knowledgeable and always provide assistance when needed. I remain very pleased with doing my business with the Adk. Reg. FCU.
Vlad P.
Vlad P.
Aug 30, 2020
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Very nice woman working the drive thru window on my last visit. Love how they still give lollipops to the kids. Super cute!
Basel Farhat
Basel Farhat
Jul 15, 2020
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Great staff! They offer better interest on savings than most other banks, attractive loan opportunities and great customer service!
Suzanne Thompson
Suzanne Thompson
Jul 11, 2020
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I have been with the credit union for many years. I have always been made to feel welcome with smiles and recognition. I have never had any problems with the banking or mistakes in my account.
Always treated with respect.
Reese
Reese
Feb 07, 2019
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Tremendous and respectful customer service. Great rates. Banking like no other.