Legacy 1st Insurance Group
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Legacy 1st Insurance Group
Expect the unexpected, Know the unknown be prepared with a Life Insurance Policy that fits your needs. If you are driving on Texas roads it is legally required to carry a basic level of liability insurance. We can do that for you! We understand it and we can help you! We have years of insurance experience helping clients prepare for the known and the unknown.

Count on us to work hard to give you a competitive quote that includes all the discounts for which you qualify! Unforeseen events and a lack of the right type of insurance can spell trouble quickly. Call us today, and together we'll find your insurance needs and get you covered quickly at the right price.
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Legacy 1st Insurance Group has been providing insurance to families, individuals, and businesses since 2010. We are an independent agency, which means we are not beholden to any of the national firms. Legacy 1st Insurance is a locally owned and operated, a full service independent insurance agency here to serve all of our Texas residents.
It prevents insurance companies from denying coverage due to pre-existing conditions and requires plans to cover a list of essential health benefits. Lower-income families can qualify for extra savings on health insurance plans through premium tax credits and cost-sharing reductions.

The Affordable Care Act (ACA) has been successful in bringing affordable health and has expanded health insurance to more than 20 million people, and consumers receive more coverage for their dollar.The Health Insurance Marketplace is a resource where individuals, families, and small businesses can find out if you are eligible for tax credits for private insurance or health programs like Medicaid or the Children's Health Insurance Program (CHIP).
A DHMO or Dental Health Maintenance Organization plan is an agreement between the insurance carrier and the dental office. This give you a reduced cost for services with in-network provider. Many of these plans have little to no waiting period and no annual maximum benefits and no deductibles.

A PPO or Preferred Provider Organization is an agreement with an insurer or the third party administrator to provide health insurance to the people associated with their client at reduced or low rates.A PPO allows you the opportunity for out-of-network or non-participating providers to be used for dental care services and sometime is at a higher cost.
A contract between an insurance policy holder (you) and an insurer or assurer (the carrier provided the benefit), where the insurer promises to pay a designated beneficiary, a sum of money (the benefit) in exchange for a premium, upon the death of the insured person (often the policy holder). Depending on the insurance policy, a terminal illness or critical illness can also trigger payment.
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions. Texans are legally required to carry a basic level of liability insurance.
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