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You need life insurance when you have somebody or something that depends on you for financial security; family or business. Don't leave those behind in financial duress. Start the process of securing protection for your family today. Your life insurance coverage amount will be based on your liabilities, responsibilities, and assets.

Conduct a thorough "Needs Analysis" to determine your specific amount and learn where your protection gap is. The duration of your life insurance coverage will be determined by the length of your liabilities; i.e. mortgage or the age of your children. Proceed to a "Needs Analysis" to learn what is available to satisfy that protection need.
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We feel it is important for you to make smart choices when buying life insurance. We recognize you are looking to make the best decisions for you and your family - quickly and easily. Learn more about who we are as a life insurance agency and how our life insurance agents are qualified to help you.
Protecting your loved ones financially in the event of your death is simple when you get a term life insurance policy through IntelliQuote. Term life insurance policies offer a cost-effective way to leave a cash sum to your family if you pass away while the policy is active.

Many people choose term life insurance plans to provide coverage for specific expenses that they know will exist over a set amount of time (most commonly 10, 15, 20 or 30 years) such as mortgage payments, education costs, and funeral expenses.Term Life insurance is the most affordable form of life insurance coverage available.
Universal life is a form of permanent life insurance. This type of insurance offers the benefits of traditional whole life insurance-lifelong coverage and a savings component-but with added flexibility. Just like whole life insurance plans, universal life insurance guarantees that your loved ones will receive a lump sum when you pass away, however the amount of the lump sum is not fixed with universal life insurance.
Calculating your life insurance needs on your own can be a long and complicated process. That's why we developed our life insurance calculator. Our online term life calculator helps you think through your coverage needs. It is set up to ask you the right questions and help you establish the existing debts, current living costs, and future expenses that you should provide coverage for.
Reason for selling - needed additional cash for health care and doubled CSV by selling as settlement instead. Reason for selling - unable to continue paying premiums and needed additional cash for healthcare. Term life insurance has a guaranteed level premium that expires in a set number of years and provides a death benefit for your dependents when you pass away.
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