Mortgages R Us
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Mortgages R Us
Let us walk you through the whole process. It's easy! You can also use our Get Pre-Qualified form on the right to receive a pre-approval letter that will help you find your home. No matter your needs, we are here to help! At Mortgages R Us Inc. we take pride in our great customer service. Our staff is here for you, so don't hesitate to contact us if you have any questions, problems or maybe a suggestion.

We would love to hear from you. We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers. We make sure our clients get the best support from our staff.
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Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process. Below and throughout this site you will find information that will help you with the purchase of your new home.

Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month.A common myth is that monthly mortgage payments are more expensive than rent. But, in many cases, mortgage payments can be even less than rent.
Changing the terms of your loan can benefit you and maximize your monthly income. A lower monthly mortgage payment can help free-up money so you can save, invest or use for other expenses. When rates are favorable, refinancing to a lower rate or longer-term mortgage can keep more money in your pocket every month.
An FHA (Federal Housing Administration) loan is a loan insured against default by the FHA. In other words, the FHA guarantees that a lender won't have to write off a loan if the borrower defaults - the FHA will pay. FHA loans are not for everybody. Nevertheless, they are a great help to some borrowers.
A VA loan is perhaps the most powerful and flexible lending option on the market today. Rather than issue loans, the VA instead pledges to repay about a quarter of every loan it guarantees in the unlikely event the borrower defaults. That guarantee gives VA-approved lenders greater protection when lending to military borrowers and often leads to highly competitive rates and terms for qualified veterans.
Use this calculator to see how much money you can save on your mortgage by making payments every 2 weeks instead of every month. You can also shorten the term of the loan by using this process. We have put together many calculators and tools to help you make sense of the numbers. They are all easy and fun to use.
Reviews (19)
Juan Manjarres
Juan Manjarres
Apr 21, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
My family has been working with this company for years and they make it happen every single time. Highly recommend them for first time or seasoned buyers.
Juan Manjarres
Juan Manjarres
Apr 17, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
My family has been working with this company for years and they make it happen every single time. Highly recommend them for first time or seasoned buyers.
Kim Flores
Kim Flores
Mar 01, 2021
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Positive: Responsiveness, Value
Paul is very reliable and you can count on him to get the job done, I like that he is a good communicator and keeps you informed.
Giovanni Manjarrez
Giovanni Manjarrez
Feb 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I would absolutely recommend working with Paul Saar for your Mortgage needs. Paul had a solution to every problem that came our way. He helped me navigate through a difficult process and I was completely satisfied with the results. He responded to phone calls, text messages, and emails right away. Would give 6 stars if I could.
Kim Flores
Kim Flores
Feb 21, 2021
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Positive: Responsiveness, Value
Paul is very reliable and you can count on him to get the job done, I like that he is a good communicator and keeps you informed.
Giovanni Manjarrez
Giovanni Manjarrez
Feb 17, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I would absolutely recommend working with Paul Saar for your Mortgage needs. Paul had a solution to every problem that came our way. He helped me navigate through a difficult process and I was completely satisfied with the results. He responded to phone calls, text messages, and emails right away. Would give 6 stars if I could.
Z. Bhatti
Z. Bhatti
Jan 30, 2021
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Paul did my refinance very professionally everything was handled perfectly couldn’t recommend him more.
Mel M.
Mel M.
Dec 20, 2020
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Positive: Professionalism, Quality, Responsiveness
I had the pleasure of working with Paul Saar at Mortgage R US twice and he never disappointed. The whole process from start to finish was great. His communication is phenomenal and make things happen. I would recommend him to anyone and I would work with again anytime I wish to purchase again.
Maria Figueroa
Maria Figueroa
Dec 17, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Mortages R us helped my family get the best rate possible. Paul was so helpful throughout the whole process. As first time buyers it was a little difficult for us but Paul made sure that we understood every step of the process. My family is very grateful for all the effort Paul put into our loan process. I would definitely recommend.
Mel M.
Mel M.
Dec 10, 2020
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Positive: Professionalism, Quality, Responsiveness
I had the pleasure of working with Paul Saar at Mortgage R US twice and he never disappointed. The whole process from start to finish was great. His communication is phenomenal and make things happen. I would recommend him to anyone and I would work with again anytime I wish to purchase again.
Rehana Parvin
Rehana Parvin
Dec 01, 2020
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Positive: Professionalism, Responsiveness, Value
Mortgage R us is very helpful. I really appreciate their service. I already did two times closing with them. Thank you so much for your quality Service.
Victor M. Gaud
Victor M. Gaud
Oct 07, 2020
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Positive: Professionalism
It was an excellent service. Great orientation before, during and after the application process. I'm now a first time homeowner.
Rajay Hudson
Rajay Hudson
Aug 20, 2020
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Extremely knowledgeable in this ever changing loan business. Paul was thoughtful returning our calls in a timely manner. He kept me calm through out the process answering all of our questions. Explained the entire process in complete detail. I see why he came highly recommended from my relatives. He has good business practices and is true professional.
Thanks Paul for your continued Service to our Family!
Victor M. Gaud
Victor M. Gaud
Jul 29, 2020
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Positive: Professionalism
It was an excellent service. Great orientation before, during and after the application process. I'm now a first time homeowner.
Brunise Bonhomme
Brunise Bonhomme
Jul 08, 2020
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I have been using Paul Saar since 2015 he is very great loan officer. I have never met a better broker than him. Last month I bought a house he did the loan very fast, we close the loan on time, all my family been using him for years. He is always available, he answer your text and always able to answer your phone calls. He very knowledgeable on what he does and will get you the best deal. I would definitely recommend him to anyone. He is the best, you won’t regret
Rehana Parvin
Rehana Parvin
Jul 05, 2020
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Positive: Professionalism, Responsiveness, Value
Mortgage R us is very helpful. I really appreciate their service. I already did two times closing with them. Thank you so much for your quality Service.
Maria Figueroa
Maria Figueroa
Jun 17, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Mortages R us helped my family get the best rate possible. Paul was so helpful throughout the whole process. As first time buyers it was a little difficult for us but Paul made sure that we understood every step of the process. My family is very grateful for all the effort Paul put into our loan process. I would definitely recommend.
Michelle C.
Michelle C.
Oct 01, 2018
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Second time working with Paul at Mortgages r us. Very quick closing. Goes really easy. I think we were approved within a week. Within 6 weeks of deciding to sell and buy we were in our new house.
Frank R.
Frank R.
Jul 12, 2015
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Wow !! they closed my loan so fast !! i went to 3 other lenders before going to them and got turned down each time, finally i went to mortgages r us and they had a stated income program for me !! i got approved in 7 days !! yes stated income !! wow , iam glad i meet the guys from mortgages r us !!