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I'm liking most of what see - many of these changes seem to be logical updates to policies that have needed some attention for a while. The common wisdom over the past decade has been that interest rates are going to rise. I felt so good locking in a 3.5% mortgage rate earlier this year because that was a once-in-a-lifetime opportunity.

Or was it? I've received a few calls this week to get my opinion on the current market downturn. Its understandable considering October turned out to be the worst month for stocks since October of 2008, shortly after. I thought this would be a good time to refocus any of my readers out there who may be getting distracted by the recent market decline.
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In most cases, we provide comprehensive financial planning centered around investment management. As a Registered Investment Advisor (RIA) which is also affiliated with a broker/dealer, we are able to focus primarily on fee-based asset management but also offer insurance products which may be crucial to managing risk within your financial plan.
Russell Bailyn is a thought leader in the financial planning and investment advisory space. For the past 15 years he has been helping individuals, families, and small businesses plan and invest for their futures. Mr. Bailyn is also a registered representative with First Allied Securities, Inc., a FINRA/SIPC member broker/dealer firm.
Welcome to all those who have purchased or are considering reading "Navigating the Financial Blogosphere: How to Benefit from Free Information on the Internet." While many of us trust the advice of so-called "experts" when it comes to our financial well-being, the fact is that many of these professionals either aren't objective enough or simply have an opinion that they want to push on us.
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