As fiduciaries, we adhere to the highest professional standard to always act in your best interest. Our team has a collective 80 years' experience in the financial services industry. We can advise you on a range of issues, from retirement planning to insurance coverage to effective tax strategies. Whatever your goals, we can help you put together a plan - with minimal hassle and maximum results.
In retirement, every day is a Saturday. We get to see our clients live out their dreams of what they always wanted to do but never had the time. The days of a simple 60/40 retirement plan are done. Today's environment requires a new approach to investing to navigate these uncharted waters. Many clients come to us because they don't want to manage their finances in retirement.
In retirement, every day is a Saturday. We get to see our clients live out their dreams of what they always wanted to do but never had the time. The days of a simple 60/40 retirement plan are done. Today's environment requires a new approach to investing to navigate these uncharted waters. Many clients come to us because they don't want to manage their finances in retirement.
Services
Richard W. Paul & Associates is an independent financial advisory firm serving clients throughout Michigan. We pride ourselves in being a family owned and operated boutique firm working specifically with retirees and pre-retirees. Because we work with a niche market, we can provide personalized service without sacrificing the tools and strategies available at big-name brokerage firms.
Our financial strategies and asset management services use insurance products, such as annuities, to help you meet financial goals. We can work in concert with tax professionals or attorneys in your or our network to advise you on specific aspects of your financial strategy.
To develop a financial strategy for your future, it's important for your financial professional to see a complete, 360-degree view of your financial picture, including how your retirement assets are integrated and work with one another.Retirement lifestyle is in your hands, but it will take planning to get you to where you want to be.
To develop a financial strategy for your future, it's important for your financial professional to see a complete, 360-degree view of your financial picture, including how your retirement assets are integrated and work with one another.Retirement lifestyle is in your hands, but it will take planning to get you to where you want to be.
Here at Richard W. Paul & Associates, we are committed to educating our clients about their investment options so that they can make sound decisions on their financial path. Our financial advisors will help you create a wealth management plan with specific goals and strategies, so you can worry more about your life and less about your money.
All ofour advisors are equipped to help youplan for a successful retirement. Using our Retirement RoadmapProcesswe can build you a custom plan that helps you work toward your ideal retirement. According to Dr. Wade Pfau from The American College1, there are seven risks retirees face.
Our proprietary RWP Retirement Roadmapprocess is designed to help our clients achieve simplicity & confidence during their retirement years. It'sfocused around5 key areasof your financial life.We'llhelp ensure your expenses can be paid month to month with reliability and predictability for the rest of your life.
Our proprietary RWP Retirement Roadmapprocess is designed to help our clients achieve simplicity & confidence during their retirement years. It'sfocused around5 key areasof your financial life.We'llhelp ensure your expenses can be paid month to month with reliability and predictability for the rest of your life.
Stay abreast of the stories and headlines that impact you. Check out the latest news about Richard W. Paul & Associates and other topics of interest. The information and opinions contained herein are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed.
Reviews (10)
Malcolm MacKay
Oct 06, 2021
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In 2009 we went to a seminar put on by Richard W Paul and associates at that time we were concerned about our retirement investments we met with Rich and he invested our money in things that would give us a guaranteed income for life which was our main concern. We now work with Matt D a financial advisor that works with Richard Paul associates he has done a good job with our investments and we trust Him for his advice.If someone is looking for advice and investing I would highly recommend Richard Paul and associates Sincerely Mac and Cindy
Floyd Grytzelius
Oct 04, 2021
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Genie Cravens
Oct 03, 2021
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Mark Russell
Oct 01, 2021
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We have been working with Richard Paul and Assoc. for about 8 years. We have been extremely satisfied with the service we have received.
We got some very helpful guidance with our finances as well as Social Security. They have been very responsive to our needs and concerns.
We have been working closely with Rich Paul’s son Matt, and has been instrumental in steering us on a great path through our remaining years
I would not hesitate to recommend Richard Paul and associates to anyone needing financial guidance.
We got some very helpful guidance with our finances as well as Social Security. They have been very responsive to our needs and concerns.
We have been working closely with Rich Paul’s son Matt, and has been instrumental in steering us on a great path through our remaining years
I would not hesitate to recommend Richard Paul and associates to anyone needing financial guidance.
David Mazza
Sep 27, 2021
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My wife and I have been clients for approximately 2 years. We are very happy we chose the team at RW Paul. They took the time to understand our goals and were completely transparent as we implemented this customized plan. Anyone interested in putting a comprehensive retirement plan in place should have at least 1 conversation with one of the advisors at RW Paul & Associates.
Charles McClafferty
Sep 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have been working with RW Paul for my investments and financial advice. The advisors, Steve, Matt and Beppin, that I have worked with here are all very knowledgeable and are looking out for my best interests. I have been moving money here over the last year from other firms and I'm very happy with the results!
I have been working with RW Paul for my investments and financial advice. The advisors, Steve, Matt and Beppin, that I have worked with here are all very knowledgeable and are looking out for my best interests. I have been moving money here over the last year from other firms and I'm very happy with the results!
Joseph Laszczak
Sep 18, 2021
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Money management is a complicated matter and I have way to many hobbies and family events to attend to along with vacations and let alone the home upkeep , that’s why I let Richard Paul & Associates handle my investment and the tax laws that really make this an extremely complicated matter . They are a wonderful family, they stay in touch with us and have are best interests in mind with all they do for us.We always enjoy our one on one consultation, they take their time and answer all of our questions, I would like to add that we fill well cared for and there is a peace of mind that comes with
Patricia Murphy
Sep 14, 2021
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Mary Fisher
Sep 14, 2021
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Gary Andrusiak
Sep 14, 2021
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Richard Paul and Associates are one of the best, if not the best, Financial Advisors in the South-East Region of Michigan. They have tailored our financial goals to meet our needs. Programs developed are flexible enough so as to meet the demands we face in our ever changing world. Evaluations are made on an on going manner so that clients can adjust as their lifestyle changes. Straightforward in their advice however flexible with whatever individuals want. Finally Richard Paul and Associates are perpetually staying abreast of our ever changing economic atmosphere and pass this on favorably to their
