Centennial Realty
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Centennial Realty
Your One-Stop shop for all your Realty and Mortgage Needs, striving to meet your specific needs with our wide array of products, mortgages and best of all quality service and individual attention. Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Services
Susan Cooper strives to ensure that its services are accessible to people with disabilities. Susan Cooper has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Reviews (4)
Myra Thomas
Myra Thomas
Aug 18, 2021
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Susan Cooper and Tammy Pitts went over and above to get us approved , we are forever grateful for your professionalism, tireless energy, questions and concerns always handled in a timely matter, when we said we can’t you guys always said yes you can, forever grateful and would recommend you in the future Henry and Myra Thomas
Laura Hinson
Laura Hinson
Nov 21, 2020
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I was told my loan was approved, received an initial approval letter and then after the second extension on the closing date because I was told USDA was behind I received a pending final approval requesting my W9 and work verification. Once both of these items were received the closing date was extended again and then I was told I did not qualify because I had late payments on my credit card last year. This is after my credit was pulled 4 times and it was there to see. So now between my earnest money, appraisal and the inspection I am out a total of 1775.00 and no house. Definitely do your research
Jessica Fincher
Jessica Fincher
Apr 25, 2019
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I tried to find the perfect words to describe this amazing woman, I just couldn’t. Our hearts where set on buying a home in Harris county. We looked at tons of homes and nothing felt right. This woman never showed the slightest bit of frustration with us. She worked 24/7 to get us approved with the rates we wanted. Whitley called me every time there was an update on our loan. She went above and beyond. I HIGHLY recommend Whitley with Centennial Mortgage. 🔑🏡❤️
Rashonda P. Thomas
Rashonda P. Thomas
Sep 26, 2017
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The Cooper family were absolutely amazing, extremely quick and catering to my family. I would absolutely recommend them for anyone in the home buying process. They are a dream team to work with! The best team In Columbus, Ga!