TermNavigator.com

The fact is, Term Life insurance is basic, affordable coverage designed to cover various stages of life from 10, 20, 30 or 40 years depending on your needs. For example, a 35 year-old non-smoking male in excellent health can get $500,000 of coverage for 10 years, for less than $19.00 per month. A guaranteed monthly or annual cost over the entire length of the term, which is great when it comes to budgeting your money.

Several optional features available such as: Waiver of your monthly premium due to a disability. The option to convert some or all of your plan to permanent coverage any time before age 70. Critical Illnesses coverage: which provides an accelerated benefit for life threatening cancer, heart attack, stroke, and more.