Schamerhorn Financial Group is an independent insurance and financial services firm focused on consultative service engagements with access to financial management products aligned with each client's "life planning", "income", "insurance" and "retirement" goals. We simplify, educate, encourage and improve financial literacy, which leads to disciplined financial decisions.
Where does the client - advisor relationship begin? We start with a discovery meeting over coffee to discuss life planning goals and begin a consultation to determine if the client - advisor relationship is the right fit for everyone. Investment experience? Investment Philosophy? Insurance and protecting loved ones?
Where does the client - advisor relationship begin? We start with a discovery meeting over coffee to discuss life planning goals and begin a consultation to determine if the client - advisor relationship is the right fit for everyone. Investment experience? Investment Philosophy? Insurance and protecting loved ones?
Services
Planning for Retirement isn't easy, especially over the last 10 years, but it is an ongoing consultative process in which we define retirement goals, objectives and discuss life planning strategies. All of these questions are everyday questions that come up from time to time, but when they do, who do you call for consultative financial advice?
Employer Sponsored Retirement Benefits offer many advantages such as "before tax" investing* or Qualified Plans and are typically "long-term" goal oriented. Business Owners/ Employers face competition and challenges in attracting and retaining quality employees. Offering employees a "qualified" 401k Retirement Plan provides an opportunity for them to "Invest in their Retirement" using a "tax-deferred" vehicle such as a 401k.
Schamerhorn Financial Group understands the retirement needs, goals and objectives facing many Educators, Teachers, Professors, Coaches and District Administrators. TRS Retirement Income Benefits provide Educators with approximately 60-65% of their current income during Retirement. Don't take our word for it, perform your own calculations through TRS of Texas Retirement Calculators.
Tax-deferred accumulation of contributions and any earnings until withdrawn from the plan. When you leave district employment or separate from service, you can make a withdrawal from your 457(b) account "without" incurring a 10% IRS premature distribution penalty tax, which applies to the "pre or before 59 1/2" distribution rules in other types of plans.
An Independent financial services, life planning and insurance firm providing clients with objective, freedom to choose "non-proprietary" products aligned with client goals, risk tolerance and suitability, thus eliminating proprietary product pressures. At Schamerhorn Financial Group, we encourage financial literacy and client education on financial topics such as Insurance, Risk Management, Asset Protection, Life Planning and Retirement*.
Reviews (1)
Chris McDonald
Oct 22, 2021
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